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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Washington mortgage rates news:

Mortgage market shows glimmer of hope - Biz Times
U.S. mortgage applications filed last week rose a seasonally adjusted 112.1 percent from the week before, as borrowers rushed to lock in lower rates, according to the Mortgage Bankers Association's weekly survey, which was released today. The surge ...

Mortgage applications skyrocket in week - United Press International
People who read this also read ... Mortgage applications rise in week Mortgage applications drop in week FDIC has plan of its own for homeowners Treasury streamlines mortgage modification WASHINGTON, Dec. 3 (UPI) -- The volume of applications for U.S ...

Calendar of major business events Thursday - CNN Money
WASHINGTON _ Labor Department releases weekly jobless claims, 8:30 a.m. WASHINGTON _ Commerce Department releases factory orders for October, 10 a.m. WASHINGTON _ Senate Banking, Housing and Urban Affairs Committee hearing on the automobile industry ...

Private jobs report signals recession taking toll - Washington Post
NEW YORK (Reuters) - Private employers slashed an unexpectedly high 250,000 jobs in November, the most in seven years, while third-quarter labor costs rose less than first thought, in the latest signs the job market is nowhere near a bottom as the U ...

NetMore America Chief Strategy Officer Lisa Schreiber Named Keynote ... - Yahoo Finance
WALLA WALLA, Wash., Dec. 3 /PRNewswire/ -- NetMore America, Inc. ("NetMore"), an expanding next generation mortgage banker, announced today that Lisa Schreiber, Chief Strategy Officer will be the keynote speaker at Source Media's 12th Annual Mortgage ...

Mortgage application, refinance volume surge - WTOP Radio
WASHINGTON (AP) - Mortgage application volume more than doubled during the shortened Thanksgiving week, according to the Mortgage Bankers Association 's weekly application survey. The trade group's application index surged to 857.7 in the week ended ...

Mortgage rates dip for fourth straight week - WTOP Radio
WASHINGTON (AP) - Rates on 30-year mortgages sank for a fourth straight week, falling below 6 percent for the first time since early October, and are heading lower due to the government's massive new effort to aid the U.S. housing market. Further ...

Mortgage rates fall for 2nd day won't help all - Washington Post
MIAMI -- Mortgage rates fell for the second day in a row Wednesday, and could be heading toward levels home buyers and owners haven't seen this year. That drop is what the Federal Reserve was aiming for when it announced a plan Tuesday to buy $600 ...

Home shoppers rush in as mortgage rates fall - USA Today
Telephones are ringing — and ringing — at mortgage brokers' offices around the country after this week's sharp drop in mortgage rates. Average rates on 30-year fixed-rate mortgages fell to 5.97%, down from 6.33% the week before, according to ...

Anatomy of a Breakdown - Reason.com
It was not an absence of federal intervention that produced the Great Financial Panic of 2008. Contrary to the assertions of those clamoring for new regulations (see "Is Deregulation to Blame?," page 36), the liquidity shortage and credit freeze that ...