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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Douglas mortgage quotes news:

BofA shares drop close to 10 pct on capital raise - Forbes
NEW YORK, Oct 7 (Reuters) - Shares of Bank of America Corp fell almost 10 percent on Tuesday, a day after the bank said it would cut its dividend and raise $10 billion to offset rising loan losses. The bank, which swallowed mortgage giant Countrywide ...

Wall Street Journal Confirms: Yes, It's a Wall Street Bailout - Huffingtonpost.com
Yes, it is a Wall Street bailout -- a bailout for Wall Street, first and foremost. But don't take my word for it. Trust the hometown newspaper, The Wall Street Journal , to provide the scoop. According to one informed estimate, the same Wall ...

Words from the (Investment) Wise for the Week That Was (October 6 - 12 ... - Safe Haven
I have been away from the trading desk, and the stock market's bloodbath, during the past few days as I am on a business visit in Geneva. Just as well, but I can nevertheless associate with the frustration of the trader in the animated image (hat tip ...

Meet The $700 Billion Bailout Czar - OpEdNews.com
There is a new Czar in America""the man who will be running the $700 billion budget bailout/rescue program-- assistant secretary of the Treasury for International Affairs-- Neel Kashkari. Henry Paulson tapped the company he ran, Goldman Sachs, to ...

McCain: 'Status Quo Is Not On the Ballot' - ABC News Blogs
At Bethlehem, Pa., today, Sen. John McCain, R-Ariz., told the crowd, "Status quo is not on the ballot. ... Sen. Obama and I both have differences with how President Bush has handled the economy." That's an important message for McCain to tell voters ...

A Different Member of the Keating 5 Introduces the Boss at Obama Rally - ABC News Blogs
"You don't get introduced by John Glenn every day," Bruce Springsteen said yesterday at an Obama get-out-the-vote rally at Ohio State University, as reported by the Columbus Dispatch. Former Sen. John Glenn, D-Ohio, was -- along with Sen. John McCain ...

A New Bretton Woods? Where is Keynes? Where is Dexter White? - bbc
The plan is unleashed. It's a growing possibility that everybody else will follow the UK and the emerging central technique for stemming panic is established: - Government becomes permanent supplier of medium term credit to banks - Central Bank ...

McCain, Obama clash on cause, cure for econ crisis - Natchez Democrat
NASHVILLE, Tenn. (AP) — Barack Obama and John McCain clashed repeatedly over the causes and cures for the worst economic crisis in 80 years Tuesday night in a debate in which Republican McCain called for sweeping action by the government to ...

Fannie, Freddie should be privatized: McCain adviser - Forbes
ALBUQUERQUE, N.M., Sept 7 (Reuters) - Republican presidential candidate John McCain wants mortgage finance companies Fannie Mae and Freddie Mac to eventually be privatized, his chief economic adviser said on Sunday. 'In future the long-term reforms ...

Clinton Wounded By Bosnia Comments - US News and World Report
The brouhaha over Sen. Hillary Clinton's sniper-infested description of her trip to Bosnia in 1996 reached a crescendo in the media in the last 24 hours, despite efforts by Clinton to defuse the situation. In addition to being the butt of late-night ...