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Today's Mortgage Terms starting with M Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender. Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property. Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market. Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services. Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance). Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default. Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity. Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment. Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment. View all Terms

Waukesha home equity loans news:

Church hierarchy stalled priest ousters, Weakland testifies - Milwaukee Journal Sentinel
Nov. 20, 2008 2:34 p.m. | Now-retired Archbishop Rembert Weakland, in a videotaped deposition released today, said his attempts to oust sexually abusive priests from the priesthood was stalled by a protective church hierarchy despite his pleas for ...

Miller Electric to eliminate 95 jobs - Milwaukee Journal Sentinel
Nov. 19, 2008 | Appleton-based Miller Electric Mfg. Co. said today it will eliminate 95 jobs, or about 6% of its 1,500-person work force in response to the national economic situation and the slowing demand for Miller's commercial and industrial ...

Circuit City: Short circuit could spark wider fire - Times Online
The bankruptcy of Circuit City is a chilling foretaste of what could await us in Britain. Two years ago, the second-biggest electronics retailer in the United States was worth more than $5 billion. Yesterday, the equity was wiped out. It has already ...

Credit card lawsuits on the rise - Milwaukee Journal Sentinel
A growing number of Wisconsinites are being sued for defaulting on credit card and other debts, another sign of stress in a weakening economy. Large-claim money judgment lawsuits - debt collections exceeding $5,000 on credit cards as well as business ...

Debt-related lawsuits jump 49 percent in state - Hudson Star-Observer
The defendants owe $5,000 or more on credit cards, college and auto loans, medical bills and other things. Waukesha County, one of the state’s richest, had more money-judgment suits by the end of September than in all of last year. They’re in ...

Suspected prostitution service investigated - Milwaukee Journal Sentinel
Nov. 3, 2008 | Waukesha - A 54-year-old woman is being investigated on suspicion of running a prostitution service at a New Berlin apartment, according to a search warrant filed today in Waukesha County Circuit Court. Police, acting on a tip, staked ...

McCain's Ayers Attacks Backfire - Nation
Sarah Palin was on the verge of inciting a race riot in northern Florida yesterday. At her rallies, the Republican faithful hurled a racial epithet at a black sound man, and screamed "kill him" and "treason!" at Barack Obama. "Boy, you guys just get ...