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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Columbia home equity loans news:

Automakers' debt may be obstacle to federal loans - Associated Press
DETROIT (AP) -- They'll park some corporate jets, cut executive pay and serve up concessions from the United Auto Workers, but Ford Motor Co., General Motors Corp. and perhaps Chrysler LLC also will have to address massive debts to persuade a ...

NEW State banks lag behind industry indicators - Yakima Herald Republic
Links SEATTLE -- Washington's economy may be doing better than the nation as a whole, but the banks based here are not. Although Washington state doesn't have the plummeting home values or mass foreclosures that have stunned Florida and California ...

Zacks Bull and Bear of the Day Highlights: MEMC Electronic Materials ... - Businesswire.com
MGIC is the largest private mortgage insurer in the U.S., offering private mortgage insurance across the country, the District of Columbia, and in Puerto Rico through its subsidiary, Mortgage Guaranty Insurance Corporation [MGIC]. MTG's core 3Q08 ...

Treasury Ponders Rate Relief for Home Buyers - Smart Money
WASHINGTON (Dow Jones) -- The Treasury Department is considering a plan to revitalize the U.S. home market that would push down interest rates for loans to purchase a home, according to people familiar with the matter. The plan, which is in the ...

Washington banks trail industry in key indicators - Seattle Times
Washington's economy may be doing better than the nation as a whole, but the banks based here are not. Although Washington state doesn't have the plummeting home values or mass foreclosures that have stunned Florida and California, publicly traded ...

Home Value Highwire - WTOP Radio
WASHINGTON - If you want to buy in today's housing market, you may not be able to seal the deal or get a loan, unless you have cash and good credit. You need cash to close the deal. The days of zero-down are gone. That's the new reality of the ...

CWB reports its 82nd consecutive profitable quarter and record annual ... - CNW Group
----- Surpassed $100 million in total earnings Very strong loan growth of 6% in the quarter and 16% for the year Constrained revenue growth due to ongoing margin compression

State grant to help fund mountain fiber optic study - Access North GA
DAHLONEGA - Communications in the mountains of northeast Georgia could be getting a boost thanks to a state grant, one of several announced by Gov. Perdue and the OneGeorgia Authority. The Development Auhority of Lumpkin County is getting $192,000 to ...

Beazer Homes Reports Q4 and Full Year Fiscal 2008 Results - Marketwatch
-- Reported net loss from continuing operations of $(475.2) million, or $(12.32) per share, including non-cash pre-tax charges related to inventory impairments and abandonment of land option contracts of $58.8 million, impairments in joint ventures ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Now that Hank Paulson has transformed the U.S. Treasury into Goldman Sachs South–buying, selling, lending to and merging companies–it ...