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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Mason mortgage quotes news:

S&P: Biogen Idec Inc. Rating Raised to 'BBB+', Off CreditWatch ... - Phramalive.com
NEW YORK, Dec. 4, 2008--Standard & Poor's Ratings Services said today that it raised its ratings, including the corporate credit rating, on biopharmaceutical company Biogen Idec Inc. to 'BBB+' from 'BBB'. The outlook is stable. The ratings have been ...

Legg's main fund reshuffled picks, but returns dip - Forbes
BOSTON, Dec 2 (Reuters) - U.S. asset manager Legg Mason Inc's main Value Trust fund made big changes to its holdings in the third quarter, a regulatory filing on Tuesday showed, but its performance has worsened despite the changes. The $7.6 billion ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. In a few minutes, the leaders of the nation’s automakers will go before Congress and attempt to explain exactly how their companies are ...

On politicians’ pay, parents’ responsibility - Atlanta Journal Constitution
Atlanta’s next mayor should be paid $225,000, up from $147,500, advises one of those commissions that politicians appoint to provide pay-raise cover. Ostensibly the higher pay is to attract better candidates. That assumes, of course, that losers ...

Rebellion over SNP finance package grows in public and private sectors - Scotsman
PRESSURE continued to mount on the Scottish Government yesterday as business and council leaders drew battlelines over SNP policy. As revealed in The Scotsman, leaders of Scotland's leading business organisations, known as the Group of Six, met with ...

Countrywide And Why We Should Have Seen Crisis Coming - CNBC
Countrywide just sent a co-worker a letter pitching a 40-year mortgage. Which had me thinking. If my co-worker had bought a 40-year mortgage 40 years ago, he would have been buying it one year before a young Angelo Mozilo opened up shop. What is ...

Hilton continues online presidential campaign - Globe Gazette
LOS ANGELES (AP) — Watch out world: Paris Hilton is continuing her bid for the White House. The paparazzi darling and reality TV star touted her candidacy in a video on FunnyOrDie.com Wednesday — her second appearance in a political spoof on the ...

Diesel costs eat truckers’ income, increase prices - Globe Gazette
MASON CITY — A gallon of unleaded gas with ethanol on Monday cost 40 cents less than a week ago and about 90 cents less than a month ago in Mason City, according to Globe Gazette records. Prices in Mason City were generally in the $2.549 to $2.579 ...

Should the government bail out automakers, too? - Atlanta Journal Constitution
About five seconds after the $700-billion financial bailout passed, politicians asked about saving automakers, too. And then there were the “underwater” mortgage-holders. And really, would it be fair to let Circuit City die? The “where-does-it ...

Bailout goes from necessary to nightmarish - Atlanta Journal Constitution
That $700 billion financial sector bailout that I supported — and do still, but with an exit strategy — is a nightmare in the making. Look what’s happened since the first of the month: Atlanta Mayor Shirley Franklin, smelling a bailout handout ...