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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Lincoln mortgage rates news:

Mortgage plan seen as possible stimulus - Omaha World-Herald
A federal plan to reduce interest rates on home mortgages to as low as 4.5 percent could succeed in stimulating the housing market in the Omaha area and nationwide, local homebuilders and real estate agents say. “That would be a very big plus ...

US diluted loan rules before crash - Lincoln Daily News
[ December 01, 2008 ] W ASHINGTON (AP) -- The Bush administration backed off proposed crackdowns on no-money-down, interest-only mortgages years before the economy collapsed, buckling to pressure from some of the same banks that have now failed. It ...

Stocks end short session with 5th straight gain - Lincoln Daily News
[ November 29, 2008 ] N EW YORK (AP) -- Wall Street climbed again Friday, wrapping up its biggest five-day rally in more than 75 years, even as investors digested signs of a bleak holiday season for retailers and fears that a flurry of reports next ...

Gaston among a dozen counties with jobless rates above 9 percent - Gaston Gazette
Gaston County's unemployment rate jumped by the largest percentage of any North Carolina county from September to October - an increase of 1.4 percent. With a total workforce of 103,447 in October, 9.1 percent of Gaston County workers were jobless ...

Auto Bailout Plan May Mean More Money In Your Pocket - WETM 18
ELMIRA HEIGHTS - You may have more money in your pocket if lawmakers give the green light to a $25 billion bailout for the country's three largest car makers. Jack Hampton is the general manager at Ferrario Ford Lincoln Mercury in Elmira Heights . He ...

Builder giving away house at Eagles game - Philadelphia Inquirer
It's the fourth quarter, the clock is running, and your team needs to score big to stay in the playoffs. It might be time for the "Hail Mary" pass, but in this case the team is not the Philadelphia Eagles but Pulte Homes Inc.'s Delaware Valley ...

Boutique Firms Well-Positioned in Current Economy - Law.com
Leaders at law firms across the country have taken to trumpeting the variety of their practice areas amid the slumping economy. The idea is that when one area is down -- such as structured finance or real estate -- another will boom and help prop up ...

Nov 30 - Dec 06 (176) - Andrewsullivan.theatlantic.com
If you're like me, you're putting your monthly retirement account statement directly into the trash without opening it. But it could be worse. An Economist writer who taught financial literacy to homeless single mothers noticed something wild : One ...

Family touts debt-free lifestyle - Colorado Springs Gazette
ROCK HILL, S.C. • Travise Smith got fed up with being in debt, and decided to do something about it. The first thing you should know about Travise is this: When she decides to do something, she's hard to stop. Like the time she packed up and moved ...

The Note: Economy Confronts Obama...Again - ABC News Blogs
You don’t need a light-bulb moment for this one: Now that the national-security team is in place, it’s all about the economy again for President-elect Barack Obama. And, oh yeah -- he’s pretty much the president now, by the way. Partly it’s ...