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Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

Franklin mortgage rates news:

Can Obama save the Big Three? - Philiy.com
Senate and House hearings that begin Thursday could make or break the American auto industry and pose a major test of whether the White House and incoming Obama administration can work together to save the companies from collapse. The stakes are ...

The liquidity trap - Marketwatch
People used to boast about hot stocks they owned. Now they crow about how much of their money is in cash. Those holding cash have been richly rewarded with no losses and opportunities to buy assets (condos and equities) at huge discounts. As prices ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Cramer's 'Mad Money' Recap: Taking Fear Out of the Equation - Street.Com
Click here for an archive of Jim Cramer's Mad Money recaps. "We need to stop the fear-inducing rhetoric," Jim Cramer told viewers of his "Mad Money" TV show Tuesday. He said that while there are indeed things to fear in the market, Franklin Delano ...

No’ to Obama’s experimental government - Asheville Citizen-Times
On Sunday night, President-elect Barack Obama told “60 Minutes” that Franklin D. Roosevelt would be a model of sorts for him. “What you see in FDR that I hope my team can emulate is not always getting it right, but projecting a sense of ...

New at Reason: Mike Flynn on the Government's Role in the Financial ... - Reason.com
Freddie and Fannie don't make loans. Loans to low-income homebuyers are a tiny fraction of the mortgage market, while the defaults and loose lending standards have hit at all price levels. This is primarily a problem of loans given to middle- and ...

Anatomy of a Breakdown - Reason.com
It was not an absence of federal intervention that produced the Great Financial Panic of 2008. Contrary to the assertions of those clamoring for new regulations (see "Is Deregulation to Blame?," page 36), the liquidity shortage and credit freeze that ...

Will Obama Turn a Recession into a Depression? - NewsMax.com
As our government moves to spend trillions, taking the unprecedented step of nationalizing the country’s consumer debt, it shouldn’t be lost on us that this crisis didn’t need to happen. What could have been a mild recession isolated largely in ...

History says La. insulated from ills - Alexandria Daily Town Talk
The real estate market is a buyer's market for the first time in six years, helping to keep agents in Central Louisiana busy during otherwise slow economic times. Rod Noles, president of Noles-Frye Reality in Alexandria, said the numbers for the past ...

Meyerson: Americans are already looking past Bush - Record Searchlight
As he prepares to move back to Texas, our 43rd president is the beneficiary of Bush fatigue. The nation has long since repudiated him. Americans are looking ahead to the promise of Barack Obama. And it's lucky for George W. Bush that they are ...