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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Clark mortgage rates news:

CIBC curbs credit card lending - Toronto Star
Canadian Imperial Bank of Commerce will continue tightening credit card lending and is forecasting "slower demand" for mortgages, noting the fading economy will likely spur a bigger rise in personal bankruptcies in 2009. Canada's fifth-largest bank ...

Stock market report: Thursday close - This is Money
The prospect of cheaper money, along with a move by the banks to pass on interest rate cuts in full to mortgage holders and the Government's pledge to aid those who fall behind with their repayments, paints a much brighter future for the housing ...

Euro Trades Near One-Week Low Before ECB Meeting on Rates - Bloomberg
Dec. 3 (Bloomberg) -- The euro traded near a one-week low against the dollar on bets the European Central Bank will cut borrowing costs by a half-percentage point tomorrow. The yen fell against the dollar and the euro after stocks erased losses ...

OJ judge known for stern lectures, stiff sentences - Las Vegas Sun
If O.J. Simpson is looking for a break from the Nevada judge who will sentence him for kidnapping and armed robbery, he may be in the wrong courtroom. Clark County District Court Judge Jackie Glass is known for giving severe sentences and tongue ...

Ailing economy opens doors for stock market novices, car buyers - McAllen Monitor
The daily deluge of glum news is a constant reminder of how things are looking worse than bad, but the sluggish economy also offers savings opportunities for saavy consumers. And it goes beyond gas prices dropping below $2 a gallon for the first time ...

Bad economy offers cheap stocks, cars - Brownsville Herald
McALLEN - The daily deluge of glum news is a constant reminder of how things are looking worse than bad, but that also means prices are falling and it could be a buyer's market for some big-ticket items. And it goes beyond gas prices dropping below ...

Stock market report: Monday close - This is Money
Shares went into a nose-dive on both sides of the Atlantic this afternoon as investors continued to fret over the economic slump and banking crisis. On Wall Street, the Dow tumbled 346.31 points to 8482.73 on the back of a bigger-than-expected drop ...

Foreclosure: Nevadans hit hard in national crisis - Reno Gazette
Shelly Griese hates to move. But in the last four months, the 47-year-old Reno resident found herself doing exactly that. Twice. Packing boxes on a clear November afternoon, a tired and dejected Griese expressed disbelief on how quickly her life has ...

Merck & Co., Inc. Guidance Call Transcript - Seekingalpha.com
Merck & Co., Inc. ( MRK ) Financial Guidance Call December 4, 2008 8:00 am ET Executives Eva Boratto - Vice President of Investor Relations Richard T. Clark - Chairman, President and Chief Executive Officer Peter N. Kellogg - Executive Vice ...

Calls grow for steep rate cut as services deteriorate - Times Online
Calls for another aggressive cut in interest rates by the Bank of England intensified today after a key survey revealed that the UK services sector shrank in November at its fastest pace since the series began in 1996. The Chartered Institute of ...