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Richmond, Virginia  refinance mortgage

Fill out our online mortgage quotes application and receive up to 4 lenders rate quotes. will provide you with competitive refinance mortgage. With many mortgage brokers competing to get you your mortgage quotes we will get you the best Richmond, Virginia  refinance mortgage. Need a Bad Credit loan? can help. Need Richmond, Virginia mortgage refinancing, will get you the best refinance mortgage. Use our mortgage calculator to calculate your Richmond, Virginia rates. More Richmond, Virginia information available including Richmond, Virginia weather.

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Today's Mortgage Terms starting with P

Payment Cap:

A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan.


A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate.


The process of calculating how much money a potential homebuyer could borrow.

Prepayment Penalty:

A lender's charge to the borrower for paying down the loan before the end of its term.


A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application.


It is the amount of money borrowed or owed, excluding interest.

View all Terms
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