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Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

Washington mortgage rates news:

Fannie, Freddie takeover drops mortgage rates - Baltimore Sun
WASHINGTON - Mortgage rates fell sharply yesterday as investors reacted to the government's takeover of Fannie Mae and Freddie Mac . The average interest rate for a 30-year fixed rate mortgage dropped 0.3 percent to 6.04 yesterday, according to HSH ...

30-year mortgage rates drop to five-month low - Baltimore Sun
WASHINGTON Rates on 30-year mortgages dropped sharply this week, falling to the lowest level in five months, as the government's takeover of mortgage giants Fannie Mae and Freddie Mac had the hoped-for impact of lowering mortgage rates. Freddie Mac ...

30-year mortgage rates drop below 6% - Los Angeles Times
WASHINGTON -- Rates on 30-year mortgages dropped sharply this week, falling to the lowest level in five months, as the government's dramatic takeover of mortgage giants Fannie Mae and Freddie Mac had the hoped-for effect of lowering mortgage rates ...

Mortgage rates drop after Fannie, Freddie takeover - FOX News
WASHINGTON — Mortgage rates fell sharply Monday, as investors reacted to the government's takeover of Fannie Mae and Freddie Mac. And that's exactly what homeowners like Jim Chereskin had been waiting for. Chereskin, who lives in Naperville, Ill ...

Mortgage rates jump after 5 weeks of declines - MSNBC
See today's average mortgage rates across the country. WASHINGTON - Rates on 30-year mortgages, which had been falling for five weeks, jumped sharply this week, reflecting the turbulence in global credit markets. Freddie Mac reported Thursday that ...

30-Year Mortgage Rates Dip to 6.35% - Time
(WASHINGTON) — Rates on 30-year mortgages fell for a third straight week, dropping to the lowest level since mid-July. Freddie Mac, the mortgage company, reported Thursday that 30-year, fixed-rate mortgages dipped to 6.35 percent this week, down ...

Mortgage rates fall for fifth straight week - San Francisco Gate
Sunday, September 21, 2008 (09-21) 04:00 PDT Washington -- Rates on 30-year mortgages dropped sharply again last week, falling to the lowest level in seven months, as rates continue to decline after the government's dramatic takeover of mortgage ...

Mortgage Rates Drop Gets Borrowers' Attention - Washington Post
For the first time in months, interest rates slipped below 6 percent this week, prompting Donna Gillis to immediately refinance the mortgage on her D.C. rowhouse. "It would have bothered me not to be in the 5 percent range, even though the monthly ...

What the Takeover Means for Your Mortgage - Washington Post
A The government takeover is expected to push mortgages rates down. District-based Fannie Mae and Freddie Mac of McLean do not set mortgage interest rates, but they hold significant sway over the market. The firms buy mortgage loans and sell them to ...

More rush to refinance mortgage - Seattle Post Intelligencer
NEW YORK -- Homeowners rushed to take advantage of last week's drop in interest rates following the government's takeover of Fannie Mae and Freddie Mac, but rates are rising again on investor fears about the eroding conditions in financial markets. A ...