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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Moore mortgage rates news:

Relief on mortgage payments finally hits home - Age
WHEN Gina Moore checked her bank statement last month, it made her smile. For the first time, the 42-year-old disability support professional noticed the impact of several consecutive interest rates cuts on her monthly mortgage repayment. With an ...

Price of oil touches three-year low - Edmonton Sun
Oil prices fell to a three-year low below US$48 a barrel Tuesday before recovering a little as more bleak U.S. economic news and plunging stock markets darkened investor expectations for energy demand. By midday in Europe, light, sweet crude for ...

Bill Gross Says Stocks Aren’t as Cheap as They Appear (Update1) - Bloomberg
By Michael J. Moore Dec. 2 (Bloomberg) -- Bill Gross , manager of the world’s biggest bond fund, said stocks aren’t as cheap as they appear given that the era of deregulation, low borrowing costs and tax cuts is over. “Stocks are cheap when ...

General Growth mortgage deadline approaches - FXStreet.com
NEW YORK, Nov 26 (Reuters) - As the clock ticks for mall owner General Growth Properties Inc to meet a Friday deadline on $900 million of maturing mortgages, investors, analysts and real estate experts question whether a loan extension could save the ...

Economic Indicator - Chicago Tribune
Consumers looking to slice their food budgets bought more canned Spam and Dinty Moore stews and shied away from more costly microwave meals, Hormel Foods Corp. said Tuesday. But double-digit sales increases for the company's canned foods weren't ...

Buyers get single minded - News.com.au
Paying a mortgage on your own sounds daunting, but falling house prices and interest rates, combined with bolstered grants for first-home buyers, are making real estate a greater possibility for singles. In fact, Sydney’s rental squeeze is ...

Business Notes - Lexington Herald-Leader
Lexington TV stations to present special on switch to digital Lexington's television stations will unite on Dec. 2 to air an educational special on the transition to digital television. Beginning at 7:30 p.m., DTV: Are You Ready? will air ...

That's when you either hold up your hands and yell "WHEEEeeeee" ...or ... - Globe and Mail
Bobby Del Rio from Toronto, Canada writes: I'd like to know who cashed in - knowing all this was going to happen. A few of those Wall Streeters orchestrated this house of cards - and are probably sitting pretty in Bermuda... Somebody exploited the ...

Just the Facts - Safe Haven
For the week, the S&P500 jumped 10.7% (down 39% y-t-d), and the Dow increased 8.9% (down 33.4%). The broader market rallied sharply. The small cap Russell 2000 surged 14.1% (down 38.2%), and the S&P400 Mid-Caps jumped 14.2% (down 40%). The Morgan ...

Spend now..but pay later - News of World
PM Gordon Brown today promises immediate help for every family in credit-crunch Britain on the eve of his ‘spend now pay later’ giveaway. Writing exclusively in the News of the World, the PM pledges tax cuts to help people pay bills and keep jobs ...