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Today's Mortgage Terms starting with B Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time. Bearer: The legal owner of a property. Bill of Sale: A document that details the transfer of property. Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage. Blanket Mortgage: A mortgage that includes more than one piece of real estate Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan. Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client. Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time. Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction. View all Terms

Lee mortgage rates news:

HSBC, Bank of China Lift HK Mortgage Rates as Economy Worsens - Bloomberg
Dec. 2 (Bloomberg) -- HSBC Holdings Plc and Bank of China Ltd., the two biggest home lenders in Hong Kong, raised their mortgage rates to maintain profitability, adding to pressure on property prices. HSBC, the bank with the most branches in Hong ...

HSBC Raises Hong Kong Mortgage Rates Most in 10 Years (Update1) - Bloomberg
Dec. 2 (Bloomberg) -- HSBC Holdings Plc raised its Hong Kong mortgage rates by the most in a decade to increase profitability on home loans, adding to pressure on property prices. HSBC, the bank with the most branches in Hong Kong, will charge 1.5 ...

We are stuck on a 9.7% mortgage rate - This is Money
The stubborn refusal of lenders to turn on the mortgage tap means hundreds of thousands of borrowers are stuck on unaffordably high rates. And nothing Alistair Darling said last week will make any difference. Until May, Lee Tibbenham and his ...

Treasurys extend gains amid investor worries - Buffalo News
Yields on U.S. government debt touched fresh lows again Tuesday as investors, worried about the economy and the ongoing volatility in stocks, again sought out the safest investments. Yields, which move opposite their price, fell to record lows on the ...

Schumer says housing `vultures' hurt NYC - Buffalo News
At the height of the real estate boom, even drab, rent-controlled apartment houses in the Bronx and Harlem were suddenly fetching Park Avenue prices. Hundreds of buildings occupied by working-class families paying reduced rents were snapped up by ...

Another big rate cut tipped for December - ninemsn
Official interest rates are expected to be slashed by another 75 basis points on Tuesday, after a fall in a key inflation measure gave policy makers the green light to act aggressively. All 18 economists surveyed by AAP expect the Reserve Bank of ...

GuardHill expanding, undeterred by downturn - Greenwich Time
Despite the slow economy, some companies in the residential finance sector are thriving, including a New York City business that plans to expand its New Canaan office. GuardHill Financial Corp., a New York City-based mortgage broker, has said it ...

Bernanke: lower interest rates are 'feasible' - Rapid City Journal
WASHINGTON - Federal Reserve Chairman Ben Bernanke said Monday that further interest-rate cuts are "certainly feasible," but he warned there are limits to how much such action would revive an economy likely to stay weak well into next year. The Fed's ...

Florida lenders halt new foreclosures for 45 days - Naples Daily News
TALLAHASSEE — Facing one of the highest foreclosure rates in the country, Gov. Charlie Crist on Monday called on lending institutions to hold off on new foreclosures for at least 45 days. Flanked by representatives from the banking community, Crist ...

More land 'needed' despite rates, grants - ninemsn
The home building sector will not gain the full benefit of falling interest rates and a tripling of grants for first home buyers unless more land is released, a new report says. Land values have soared in recent years in the face of restrictive land ...