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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

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General Electric Company Business Update Call Transcript - Seekingalpha.com
General Electric Company ( GE ) Business Update Call December 2, 2008 8:30 am ET Executives Trevor Schauenberg – VP IC Keith Sherin – CFO Mike Neal – CEO Jeff Bornstein – CFO Bill Cary – COO Kathy Cassidy – Treasurer Jim Colica – CRO ...

Cramer on BloggingStocks: Who's responsible for this mess? - Bloggingstocks.com
TheStreet.com's Jim Cramer says a quartet of fellows is at fault, including Geithner. Well, I'll be. They are finally getting their hands dirty. Two new programs announced Tuesday are the most bold and, frankly, foolproof yet because they can't not ...

Weekend Reading: Wild and Woolly - Street.Com
What a week. While we have become inured to most of the wild moves in global markets over the last few months, this week's changes were hard to ignore. Markets were worried about auto companies failing, banks failing and about a longer and deeper ...

The Madness of Crowds - Commentary Magazine
Fueled by easy credit, the real-estate market had been rising swiftly for some years. Members of Congress were determined to assure the continuation of that easy credit. Suddenly, the party came to a devastating halt. Defaults multiplied, banks began ...

FDIC to allow non-banks bid for troubled banks - Salon
Nov 26th, 2008 | NEW YORK -- Non-banks will soon be able to bid for banks on the verge of collapse -- a change that should not only keep more troubled banks from failing, but also benefit companies looking to get funding through deposits and the ...

Better Than the Depression? Don't Kid Yourselves - Seekingalpha.com
I previously wrote about how we got into this mess here . A number of articles have since sprung up, comparing 1929 and the 1930s to now, and arguing that we shouldn't be that worried. Things will be tough, they say, but they won't be depression ...

Some share the bounty this bleak Thanksgiving - Salon
Nov 26th, 2008 | A Thanksgiving ago, many of us were fretting over delays at the airport, our holiday season shopping lists, even things like whether to get another Botox injection or a new set of wheels. Now we worry about keeping gas in the car. Or ...

All of your toxic assets are belong to us - Meganmcardle.theatlantic.com
capital into the troubled financial giant. The agreement marks a new phase in government efforts to stabilize U.S. banks and securities firms. After injecting nearly $300 billion of capital into financial institutions, federal officials now appear to ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. The absurdist drama “The Bailout,” now playing under the Capitol Rotunda, is perversely reassuring. It has reinforced my long-held belief ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...