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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Gray mortgage rates news:

In Hindsight: Holiday door busters: Does that come in gray? - San Jose Mercury News
Palo Alto tech titan Hewlett-Packard already provided a preview of the earnings report for its latest quarter, so the actual numbers weren't much of a surprise: HP said its profit was $2.1 billion, and revenue was up 19 percent from a year earlier to ...

Market change is good news for buyers - Globe and Mail
You could easily pardon anyone looking for a new condominium today for having a case of the jitters. Every day we are bombarded by U.S. reports of a housing market meltdown. CNN headlines a survey that shows one of every 452 homes in the United ...

Citigroup house payments might fall - Tacoma News Tribune
WASHINGTON – The government’s multibillion-dollar bailout of Citigroup Inc. requires the giant financial services company to lower loan rates for struggling homeowners who are behind on their mortgage payments. Borrowers whose loans are in a $306 ...

BasePoint™ Releases Industry’s Only Solution Specifically Designed ... - Earthtimes
CARLSBAD, Calif. - (Business Wire) BasePoint Analytics®, a leading provider of scientific risk and fraud analytic scoring solutions, today announced the availability of the BasePoint DefaultRisk™ score, the industry’s only risk modeling solution ...

Citigroup bailout may assist some homeowners - San Francisco Gate
Tuesday, November 25, 2008 Borrowers whose loans are in a $306 billion pool of Citigroup assets that have new government backing may qualify for a reduction on their payment to 38 percent of their monthly income. As of late Monday, neither the ...

US sports history on display at new L.A. museum - San Francisco Gate
When Gary Cypres' sports memorabilia collection reached 10,000 pieces and threatened to overflow their house, his wife told him to get it out. The man who made his money in the finance, mortgage and travel agency businesses did just that, developing ...

When times were tough: Seniors say downturn doesn't stack up to ... - Stamford Advocate
GREENWICH - When he was a kid, Charles Prete's family had groceries delivered each week by a local store, even during the Great Depression, when times were tough and there wasn't any money to pay for them. "My father always wanted to put food on the ...

Locals share memories of the Great Depression - Greenwich Time
Tony Dipreta speaks about his experiences in the Great Depression recently at The Greenwich Senior Center. Charles Prete's family had groceries delivered each week by a local store, even during the Great Depression when times were tough and there ...

Show your support. - Huffingtonpost.com
Today's economic crisis, and the federal government's response, is like putting a finger in the dike to avert a major catastrophe -- possibly even a depression. But as quickly as we plug one leak, another springs forth. Congress is seeking to avoid ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Seems there’s trouble in the Citi. The WSJ reported this morning that the board of financial giant is growing increasingly dissatisfied with ...