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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Callahan mortgage rates news:

Credit unions offer alternative to skittish banks - Chicago Tribune
As the banking industry stumbles through the crisis that has gripped the financial world, consumers have a viable alternative to a traditional bank: a credit union. Credit unions can have important competitive advantages over banks. For example, as ...

As U.S. banks retreat, credit unions step up loans - Boston Globe
NOVI, Michigan (Reuters) - Some U.S. consumers hit hard by the credit and foreclosure crisis are finding that down-sizing their lender is paying dividends. Thanks to his local credit union, for example, former automotive engineer Jim Greenshields is ...

Subprime scapegoats - Boston Globe
AMID A GLOBAL financial crisis that began with unsustainable loans to people with bad credit, it was only a matter of time before apologists for Wall Street excesses would try to pin the blame on the poor - and on government policies meant to help ...

Credit union advantages - Newsday
As the banking industry stumbles through the crisis that has gripped the financial world, consumers have a viable alternative to a traditional bank: a credit union. Credit unions can have important competitive advantages over banks. For example, as ...

Low metro property values have broad impact - Atlanta Journal Constitution
Tumbling real estate values in metro Atlanta will cut both ways in coming months, with many property owners likely due substantial tax breaks at the expense of already cash-starved local governments. Local officials fear the impact of what has so far ...

Credit Union Viable Option In Credit Crisis - Hartford Courant
As the banking industry stumbles through the crisis that has gripped the financial world, consumers have a viable alternative to a traditional bank: a credit union. Credit unions can have important competitive advantages over banks. As household ...

Remember credit unions? They still offer an alternative - Allentown Morning Call
As the banking industry stumbles through the crisis that has gripped the financial world, consumers have a viable alternative to a traditional bank: a credit union. Credit unions can have important competitive advantages over banks. For example, as ...

Retail sales sink as Dems seek auto industry loans - Yahoo News
AP – Chevrolet sales manager Tom Callahan, left, shows Edward Dollard a 2008 Cadillac DTS Wednesday, Nov. … WASHINGTON – The worst monthly drop on record for retail sales set off new alarm bells about the economy Friday, stepping up pressure on ...

Analysis: Markets half full or half empty? - Denver Post
Nov 21: Pressure on Citigroup builds, shares fall below $4 Nov 20: Fannie, Freddie suspend foreclosures Stocks tumble for second day; Treasurys surge Dems delay auto bailout vote, seek plan from Big 3 Nov 13: Stocks shoot up 550 as investors swarm ...

Obama has steady hand of a leader - Portsmouth Herald
We, the undersigned residents of Hampton, will be voting for Sen. Obama for president on Tuesday, Nov. 4. He has demonstrated throughout his life that he is a consensus builder with the intelligence, compassion and wisdom to pull Americans together ...