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Today's Mortgage Terms starting with B

Bankruptcy:

A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time.

Bearer:

The legal owner of a property.

Bill of Sale:

A document that details the transfer of property.

Biweekly Mortgage:

A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage.

Blanket Mortgage:

A mortgage that includes more than one piece of real estate

Borrower (Mortgager):

An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan.

Broker:

An individual who gets buyers and sellers together and helps in negotiating contracts for a client.

Buy-Down Mortgage:

A mortgage loan with a lower than market rate for a determined period of time.

Buyer’s Market:

Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction.

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Caldwell mortgage rates news:

Christopher Caldwell: The hedonists’ reckoning - Financial Times
We are in for a time of austerity. Are we ready for it? The US Department of Commerce has just released its advance third-quarter gross domestic product figures. They do not look good. The economy contracted over the past three months, due to the ...

Spending: We shopped till we dropped - Minneapolis Star Tribune
I think it's misleading to blame all our economic ills on the mortgage crisis. Our entire economy has become dependent on overconsumption. … read more People don't buy what they need, they buy what they want, often on credit. Heck, between us, I ...

Students face larger debts for college - GoDanRiver.com
Terrell Jones’ mother paid for his first two years at Virginia State University, but he expects his last two will leave him $30,000 in debt. Jones is confident that investment will pay off, even as he and other students worry that the worsening ...

Economy slams brakes on Treasure Valley car sales - Idaho Statesman
This is Part 2 of an occasional series of stories about the struggles and successes of Treasure Valley residents confronting the economy's slump. The series will include tips for consumers and businesses. Credit is harder to come by than it was a ...

Remember 2004? It ain’t over. - Atlanta Journal Constitution
Go vote. As the polls were closing on election day four years ago, I sat with a group of George W. Bush campaign officials and supporters listening to reports of exit polls delivering the bad news. Bush was defeated. John Kerry had won the presidency ...

John McCain lives! - Atlanta Journal Constitution
Joe the plumber may turn out to be the most memorable non-candidate of the political season. John McCain, speaking to Joe, a plumber who had questioned Barack Obama’s tax proposals, explained to Joe the differences in his tax and health care ...

Wall Street - OpEdNews.com
Colossal Financial Collapse: The Truth behind the Citigroup Bank "Nationalization" The complete nationalization of American banking is underway. "In a matter of hours... the stock value of Citibank plunged ...giving the company a market value of ...

Beautiful Miss Idaho in LCHS Parade - Spokane Spokesman-Review
How about a photo of Coeur d'Alene's newest Sweetheart to end the week? Miss Teen Idaho, Estrella Atkinson , a senior at Lake City High School, along rain soaked Sherman Avenue, Friday afternoon during the Lake City High School Homecoming Parade ...

203,289 have voted early in Northeast Ohio - Cleveland Plain Dealer Blog
Click here to download this graphic on advance voting for the presidential election (pdf). Already one in 10 registered voters in Northeast Ohio has cast a ballot for president, local candidates and tax issues on Nov. 4 ballots. Numbers supplied by ...

Wild Card/Vacation Day 11 of 12 - Spokane Spokesman-Review
Only two more shopping days until I return to the final days of the City Council campaigns. Then, we'll have fun taking apart the campaigns. Any dirt yet? Any mudslinging. You know, the good stuff. Or is everyone behaving? My wife is now looking over ...