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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Collin mortgage quotes news:

Lawsuit: Police forced soldiers to lick ground - Milwaukee Journal Sentinel
Wisconsin National Guardsmen Anthony Anderson and Robert Schiman filed the suit against the city of Wisconsin Dells, its police chief and three officers last week in U.S. District Court in Madison. The guardsmen, both of whom have served two tours of ...

'Underwear bandit' gets 7 years in prison - Milwaukee Journal Sentinel
Nov. 26, 2008 11:18 a.m. | West Bend - A 28-year-old Hartford man, known locally as the underwear bandit for shedding most of his clothes and riding away on a bicycle with hundreds of dollars stuffed in his briefs after robbing a Hartford convenience ...

Council's budget avoids worst service cuts, biggest tax increases - Milwaukee Journal Sentinel
Instead, the Common Council balanced the 2009 city budget with bigger increases in the storm water fee, parking meter rates and parking violation fines. Barrett had given the council a choice: Raise the solid waste fee 28%, from $132 to $169 a year ...

UPDATE: Arrest made in school bomb threat - Milwaukee Journal Sentinel
Nov. 14, 2008 | New Berlin - City police this afternoon arrested an 18-year-old New Berlin Eisenhower High School student who admitted he was involved with an electronic bomb threat e-mailed to school employees on Thursday. Detectives are still ...

Palin Reaches Out to Women Voters - Embeds.blogs.foxnews.com
TOLEDO, OH—Standing in front of five former Hillary Clinton supporters who are now throwing their support behind the McCain campaign, Sarah Palin told the crowd of thousands of screaming supporters in Henderson, Nevada that it was “presumptuous ...

Local swingers think life is a bowl of cherries, but Duncanville wants ... - Dallas Observer
The Trinity River Project should be floating right along. Instead it's sinking under the weight of its own folly. His resolve eroded, ego fed to the furnace and suicide notes written, Greg Williams is a trigger pull from eternal mute. He is besieged ...

The World Breathes a Sigh of Relief as America's Light Goes Back On - OpEdNews.com
I couldn't believe how many people told me I wasn't the only one waking up in the middle of the night last night, unable to sleep. It's not that big a stretch to speculate that all over the world, billions of people who were walking on eggshells ...

Should Ron Paul be allowed at Sunday's debate? - Los Angeles Times Blogs
There seems to be a debate going on between Fox News and New Hampshire Republicans over precisely who will participate in this weekend's presidential debate. Rumor has it that online fundraising sensation and Texas congressman Ron Paul and San Diego ...

John McCain to visit Sandusky - Sandusky Register
(AP Photo/Stephan Savoia) Republican presidential candidate Sen. John McCain is scheduled to stop in Sandusky on Thursday. Some say the last serious U.S. presidential candidate to visit Sandusky was Gerald Ford. Soon they will be telling a different ...