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Today's Mortgage Terms starting with M

Margin:

The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value:

The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker:

A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker:

A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance:

It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan:

A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance:

A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee:

The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor:

The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

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Anderson mortgage quotes news:

Lawsuit: Police forced soldiers to lick ground - Milwaukee Journal Sentinel
Wisconsin National Guardsmen Anthony Anderson and Robert Schiman filed the suit against the city of Wisconsin Dells, its police chief and three officers last week in U.S. District Court in Madison. The guardsmen, both of whom have served two tours of ...

TOPWRAP 6-Sales draw U.S. shoppers, Asian economies stumble - Forbes
LONDON/NEW YORK, Nov 28 (Reuters) - U.S. shoppers awoke early for post-Thanksgiving sales on Friday in a key test of the country's ability to lead an economic recovery as sharp production declines in Asia gave fresh evidence of the global crisis ...

TOPWRAP 4-Japan output fall worse than expected, India slow - Forbes
LONDON, Nov 28 (Reuters) - Asian economic powerhouses saw production tumbling on Friday, while in the United States Thanksgiving sales offered a key test of America's ability to spearhead recovery from global crisis. Euro zone inflation plunged to an ...

'Underwear bandit' gets 7 years in prison - Milwaukee Journal Sentinel
Nov. 26, 2008 11:18 a.m. | West Bend - A 28-year-old Hartford man, known locally as the underwear bandit for shedding most of his clothes and riding away on a bicycle with hundreds of dollars stuffed in his briefs after robbing a Hartford convenience ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

November 2008 - Weblogs.baltimoresun.com
In an analysis of TV journalism on Wednesday night, I wrote that a red-ball event like the terrorist attacks in Mumbai often provided a great look into a news oganization. But in expressing my dismay at the way MSNBC couldn't let go of the comedic ...

'Sassy' Elisabeth Hasselbeck believes in Maverick Sarah Palin - Popwatch
That is just one issue on his background. I find it interesting that two Wits have been sent to the US Supreme Court ... one from PA and one from New Jersey on the background issue. It isnt lame and serious ramifications do exist if the background ...

Lingua publica - Enter Stage Right
"It will not be six months before the world tests Barack Obama like they did John Kennedy... Watch, we're gonna have an international crisis, a generated crisis, to test the mettle of this guy. I can give you at least four or five scenarios from ...

Too Much To Give Up? - San Francisco Gate
I agree with you blaudau that there has to be something behind this such as a third party. I can't imagine that the team is going for broke in 09 and would mortgage the future for having Matt Holiday for one year--and with Boras as his agent you have ...

comment further upon finalization of deal - San Francisco Gate
I agree with you blaudau that there has to be something behind this such as a third party. I can't imagine that the team is going for broke in 09 and would mortgage the future for having Matt Holiday for one year--and with Boras as his agent you have ...