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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

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Get a Leg Up on Your Down Payment - Motley Fool
Hundreds of years from now, when archaeologists pick through the electronic detritus of the early 21st century, they may unearth financial inventions like piggyback loans and zero-down mortgages and find them charming, even quaint. While these things ...

5 Alan Greenspan Quotes That Make You Wonder - Motley Fool
Don't get me wrong: Alan Greenspan isn't at fault for all of today's woes. Maybe some, maybe a lot, but not all. He's only one man. One man, but one very powerful man. As the then-chairman of the organization responsible for the nation's monetary ...

Will the next collapse be in credit cards? - Arizona Daily Star
First came trouble with mortgages, then home-equity loans and commercial real estate. Now, banks are starting to worry about credit cards. As the economy slows and unemployment rises, consumers are defaulting on credit card payments more often. And ...

Credit cards face bad debt - Sun-Journal
CHARLOTTE, N.C. - U.S. banks charged off 5.47 percent of all credit card loans in the second quarter, according to the Federal Reserve, representing some $50 billion that they'll likely never collect. First came trouble with mortgages, then home ...

Are credit cards the next collapse? - The State
First came trouble with mortgages, then home equity loans and commercial real estate. Now, banks are starting to worry about credit cards. As the economy slows and unemployment rises, consumers are defaulting on credit-card payments more often. And ...

Budgets stretched more every month - Delaware Online
Her 2000 Hyundai Accent has more than 100,000 miles on it, and she just had it in the shop because it wouldn't go in reverse. She knows it's time to replace it. At the same time, Wertz, 28, wants to move out of her grandmother's house, where she ...

November 2008 - New York Daily News
Citing two "confidants" of Hillary Clinton, the Times reports the state's junior senator has decided to give up her seat in the country's most exclusive club and accept President-elect Obama's offer to be his secretary of state. Peter Baker writes ...

Why the record-breaking falls - bbc
Today's fall in stock markets across the world puts us on track to set new records for monthly declines in share prices. So far this month, share prices in the US and Europe have fallen on average by more than a quarter, those in Asia by a bit more ...

Nick Robinson's Newslog - bbc
"This novice is waiting with interest to see how that novice performs". So said David Cameron at last night's launch of americaintheworld.com (a new anti anti-American campaign). Thus the Tory leader made his claim to be the first British politician ...

Political Punch - ABC News Blogs
Jake Tapper is ABC News' Senior National Correspondent based in the network's Washington bureau. He writes about politics and popular culture and covers a range of national stories. Friday afternoon in Kettering, Ohio, Sen. Joe Biden, D-Del., took ...