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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Johnson home equity loans news:

Emerging markets advancing faster - Mail & Guardian Online
The emerging-market world is growing faster than the developed world, and South Africa is also showing regional dominance like Brazil, Russia, India and China (Brics), says T-Sec chief economist Mike Schussler. He says South Africa has three cities ...

How to Mop Up Foreclosure Flood: Simon Johnson, Alex Stricker - Bloomberg
Nov. 17 (Bloomberg) -- The current economic crisis began in the U.S. housing market. Although the financial system seems to have been pulled back from the brink of collapse, the decline in housing prices continues to take a devastating toll, with ...

Commercial-Mortgage-Securities Holders Blame Paulson (Update1) - Bloomberg
Nov. 21 (Bloomberg) -- Top-rated commercial-mortgage bonds tumbled 24 percent in November, almost triple the worst month ever, as Treasury Secretary Henry Paulson reversed a decision to buy mortgage assets to help stabilize the credit markets ...

GMAC files for bank holding status - San Francisco Gate
GMAC said the change in status would shore up its capital position and help it to continue to provide automotive and mortgage financing. GMAC is majority owned by New York-based private equity firm Cerberus Capital Management LP, which also owns most ...

Savers go back to the bricks of old - Financial Times
Traditional building societies are undergoing a remarkable resurgence as savers look for a trusted local home for their money. October was a record month for deposits at many small mutuals as people fled banks in the wake of the near collapse of ...

William Lyons: Vehicle manufacturers are on skid row around the globe ... - Scotsman.com
AS THE first cold snap of winter kicks in, car workers in Swindon and Detroit are looking to each other for signs that the big freeze in their industry may show some signs of a thaw. A global slowdown is hitting car factories across the world but in ...

Democrats seek lower expectations for auto bailout - Las Vegas Sun
Top Senate Democrats suggested Wednesday that a bill to rescue Detroit's Big Three automakers was stalled and challenged the Bush administration to take steps to save the industry if congressional efforts falter. The White House quickly rebuffed the ...

More troubles for local developers - Knoxville News Sentinel
A pair of local developers have another legal problem in the form of a controversial ex-Atlanta Braves pitcher. Ward Whelchel and Mike Dionas are among the defendants being sued in Bay County, Fla., by plaintiffs including ex-Braves pitcher John ...

Feedback Blog - Reading Eagle
The Boscov-Lakin family group working to buy the assets of the bankrupt Boscov's department-store chain got a helping hand Thursday from the state and federal governments. Gov. Ed Rendell announced that the state has secured $35 million in loans ...

U.S. Auto Execs Plead For Congress To Fund Bailout - Post Chronicle
U.S. auto executives warned Congress on Tuesday that their industry was teetering on the brink of disaster as they pleaded for a $25 billion aid package despite political opposition to another multibillion-dollar government bailout. The hearings come ...