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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Bell home equity loans news:

GM, Ford, Chrysler Depart From Congress Empty-Handed (Update3) - Bloomberg
Nov. 20 (Bloomberg) -- U.S. lawmakers deadlocked on a plan to bail out the Big Three automakers, leaving General Motors Corp. facing the prospect it could run out of cash before a new Congress can come to the rescue next year. Democratic ...

Reverse mortgages allow equity to work for you - Bradenton Herald
MANATEE — With the credit crunch, tighter lending standards and the weak economy clobbering the conventional mortgage market, more lenders and brokers are going in reverse — as in reverse mortgages. Long considered a niche product, reverse ...

Asian Equity Losing Streak Prolonged - Forbes
Investors moved money out of equities for a third straight day Wednesday, with more unwelcome news from financial stocks hurting and exporters in Japan still battling the effects of a strong yen. The prospect of recession looms for Australia in 2009 ...

Red Finish For Sagging Street - Forbes
Brief forays into positive territory did not hold Monday, as Wall Street was in the red at the closing bell. Financials in general were weak Monday, as the Financial Select Sector SPDR (amex: XLF - news - people ) exchange-traded fund sank 6.9%, and ...

Booming Gulf looks overseas for agriculture needs - Associated Press
NAHEL, United Arab Emirates (AP) -- In the dunes around this sun-scorched desert village, where camels still plod along dusty roads an hour south of Dubai's skyscrapers, they're making the wasteland bloom. Row upon row of bell peppers grow plump in a ...

Stock futures drop on economic slump worries - Washington Post
NEW YORK (Reuters) - Stock index futures slid on Tuesday, signaling that Wall Street will extend a global equity rout fueled by fears that the extent of the global economic slump is worsening. Uncertainty about the fate of the talks over the ...

US STOCKS-Futures drop on economic slump worries - Reuters
NEW YORK, Nov 18 (Reuters) - U.S. stock index futures slid on Tuesday, signaling that Wall Street will extend a global equity rout fueled by fears that the extent of the global economic slump is worsening. Uncertainty about the fate of the talks over ...

Wall Street sinks to lowest since 2003 - Reuters
NEW YORK (Reuters) - Stocks plunged to their lowest in five-and-a-half years on Wednesday as investors girded for a lengthy economic downturn and automotive executives predicted a far-reaching calamity without a government lifeline. Shares of General ...

Wall Street plunges to 5-1/2-year lows - Washington Post
NEW YORK (Reuters) - Stocks plunged to their lowest in five-and-a-half years on Wednesday as investors girded for a lengthy economic downturn and automotive executives predicted a far-reaching calamity without a government lifeline. Shares of General ...

Network Neutrality — Without Regulation - Tech.slashdot.org
I couldn't agree more. I'm tired of all economic libertarians saying the market will rule itself despite many examples showing just the oposite. And the worst thing is that many of those so-called libertarians favor the government in the current ...