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Bowie Cottle Gaines Hudspeth Limestone Ochiltree Sherman Wichita
Brazoria Crane Galveston Hunt Lipscomb Oldham Smith Wilbarger
Brazos Crockett Garza Hutchinson Live Oak Orange Somervell Willacy
Brewster Crosby Gillespie Irion Llano Palo Pinto Starr Williamson
Briscoe Culberson Glasscock Jack Loving Panola Stephens Wilson
Brooks Dallam Goliad Jackson Lubbock Parker Sterling Winkler
Brown Dallas Gonzales Jasper Lynn Parmer Stonewall Wise
Burleson Dawson Gray Jeff Davis Madison Pecos Sutton Wood
Burnet De Witt Grayson Jefferson Marion Polk Swisher Yoakum
Caldwell Deaf Smith Gregg Jim Hogg Martin Potter Tarrant Young
Calhoun Delta Grimes Jim Wells Mason Presidio Taylor Zapata
Callahan Denton Guadalupe Johnson Matagorda Rains Terrell Zavala
Cameron Dickens Hale Jones Maverick Randall Terry
Camp Dimmit Hall Karnes Mcculloch Reagan Throckmorton
Today's Mortgage Terms starting with M

Margin:

The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender.

Market Value:

The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property.

Mortgage Banker:

A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market.

Mortgage Broker:

A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services.

Mortgage Insurance:

It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance).

Mortgage Loan:

A loan for which a specific real estate property serves as collateral to provide for repayment in case of default.

Mortgage Refinance:

A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity.

Mortgagee:

The lender in a mortgage loan relationship. Property is used as collateral to make payment.

Mortgagor:

The borrower in a mortgage loan relationship. Property is used as collateral to make payment.

View all Terms
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