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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Scott mortgage rates news:

Mortgage system crumbled while regulators jousted - Seattle Post Intelligencer
When state investigators spotted questionable loan practices, the feds rejected their help and informed the state that it had no business looking into the affairs of federally chartered institutions. Scott Jarvis, director of the Washington state ...

Obama urges Americans not to panic over economy - Washington Post
Democratic presidential candidate Sen. Barack Obama, D-Ill., speaks during a townhall-style presidential debate at Belmont University in Nashville, Tenn., Tuesday, Oct. 7, 2008. (AP Photo/J. Scott Applewhite) (J. Scott Applewhite - AP) INDIANAPOLIS ...

Fannie, Freddie Mortgage-Bond Spreads Exceed Pre-Takeover Level - Bloomberg
Oct. 10 (Bloomberg) -- Yields on Fannie Mae and Freddie Mac mortgage bonds jumped relative to Treasuries for a second day, pushing spreads above their levels before the U.S. seized the companies and vowed to support the market to bolster home prices ...

Bernanke: Rate Cut Possible to Cure 'Historic' Slump - CNBC
Federal Reserve Chairman Ben Bernanke Tuesday signaled a readiness to lower interest rates in a dramatic shift to support an economy battered by a financial crisis of "historic dimension." J. Scott Applewhite Federal Reserve Chairman Ben Bernanke ...

U.S. Pending Home Resales Probably Fell in August as Rates Rose - Bloomberg
Oct. 8 (Bloomberg) -- Fewer Americans probably signed contracts to purchase previously owned homes in August as credit dried up and mortgage rates rose, economists said before a report today. The National Association of Realtors' index of pending ...

McCain vows to whip Obama’s ‘you know what’ - Salon
Oct 12th, 2008 | ARLINGTON, Va. — Republican John McCain vowed Sunday to “whip” Democratic rival Barack Obama’s “you-know-what” when the two presidential candidates meet Wednesday in their final televised debate. McCain made that pledge ...

Is the era of easy credit over for the long haul? - BusinessWeek
An inflatable gorilla beckoned from the roof of Don Brown Chevrolet in St. Louis, servers doled out free bowls of pasta and a salesman urged potential customers to "come on up under the canopy and put your hands on" a new set of wheels. But sitting ...

McCain's $300 billion mortgage plan draws mixed reviews - Dallas Morning News
WASHINGTON – Only six months ago, John McCain advocated "temporary" help for homeowners facing foreclosure while preaching against a "bailout" of irresponsible parties – "whether they are big banks or small borrowers." On Wednesday, he pitched ...

Site Presented By - Salon
On Monday I briefly discussed the “Long Depression” set off by the great financial panic of 1873. This morning, I stumbled across a fascinating article in the Chronicle of Higher Education by 19th century historian Scott Reynolds Nelson ...

Neel Kashkari Is A Whiz Kid With Experience - The Ledger
TREASURY DEPARTMENT Assistant Secretary Neel Kashkari heads the new Office of Financial Stablility. Related Links: Food Charities Seeing Increase in Demand, Decrease In Supplies Fed Reserve Slashes Interest Rates, Stocks Continue To Slide Federal ...