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Today's Mortgage Terms starting with C

Cash To Close:

Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction.

Closing:

The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction.

Closing Costs:

Fees generally paid by the borrower in relation to the closing of a mortgage loan.

Collateral:

Property pledged as security for a debt.

Conforming Loan:

Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive.

Conventional Loan:

Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits.

Conversion Clause:

A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature.

Convertible ARM:

A type of ARM loan that can be converted to a fixed-rate loan after a certain time period.

Covenant:

A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action.

Credit Bureau:

It is a clearinghouse for credit history information.

Credit Report:

A report containing a detailed credit history of an individual.

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Robertson mortgage rates news:

Interest rates could head down to 8pc - News.com.au
Strategist predicts rates will fall to 8pc That's 1.5pc lower than now Comments come after NAB promises cut - with strings HOME loan interest rates could sink to 8 per cent within a year as the Reserve Bank responds to a cooling economy with a new ...

MARHedge San Francisco - 13th Annual Institutional Investment ... - MAR
University of California at Los Angeles After serving as assistant and associate professor at Harvard University, Edward E. Leamer joined the University of California at Los Angeles in 1975 as Professor of Economics and served as Chair from 1983 to ...

Ben Bernanke's Speech - CNBC
Julian Robertson, Pt. 2 Below is the text to a speech given by Federal Reserve Chairman Ben Bernanke on "The Recent Financial Turmoil and its Economic and Policy Consequences" on October 15, 2007 in New York City. The Recent Financial Turmoil and its ...

Democrats back to the battle - Las Vegas Sun
Sen. Barack Obama greets supporter Renee Wood after holding a town hall meeting in Henderson. Obama and his two major rivals are crisscrossing Nevada as the state counts down to its caucuses. A day after a debate of mostly warm feelings and happy ...

01/16 - 01/23 (1) - Dakota Voice
Badlands Blue Dakota 21 Dakota Today DakotaWomen GraceLife Haggard News Hog House Blog Jay Reding.com Jim Rivers Report Mount Blogmore (RC Journal) Northern Valley Beacon Proud Liberal RadioActive Chief Rage in the Cage Robbinsdale Radical School-of ...

November 2007 - Weekly Standard
MS. PERINO: Helen, I find it really unfortunate that you use your front row position, bestowed upon you by your colleagues, to make such statements. This is a -- it is an honor and a privilege to be in the briefing room, and to suggest that we, at ...

The £3.5m fraud, the £250,000 flat... and the deputy presiding ... - Sunday Herald
A SENIOR Labour MSP helped her crooked son cash in on a lucrative Holyrood flat he bought months after defrauding his employers of £3.7million. Deputy presiding officer Trish Godman purchased her son Gary Mulgrew's Edinburgh apartment for £250,000 ...

Don’t kid yourself: the housing slump really is on its way - Sunday Herald
HOW OFTEN must I say it? Falling house prices are a good thing, not a bad thing. It was property madness that got us into this financial mess in the first place, and the credit crisis will not be resolved, will not begin to be resolved, until house ...

Bill's Parliament blog - Cambridge News
A new opinion poll today brings both good news and bad news to Gloomy Gordon Brown as he builds sandcastles with his sons on Southwold beach in Suffolk. The good news is that Labour does better with him as Leader and Prime Minister than with any of ...