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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Lawrence mortgage rates news:

Surge in Joblessness May Deepen US Housing Slump - CNBC
The surprising jump in August unemployment couldn't have come at a worse time for the already struggling housing market. So far, the real estate slump has resulted mainly from over-inflated housing prices coming back to earth and the resulting credit ...

Art's new democrats are due a lesson in the economics of taste - Guardian Unlimited
The new movement in contemporary art is called democracy. Within the space of a few hours this week I heard half a dozen people speak in its favour. A woman at the big new Saatchi gallery, which opens in Chelsea next month, said the "democratisation ...

COPT gives Hale project cash boost - Baltimore Business Journal
Corporate Office Properties Trust has agreed to give financial help to Canton Crossing, a $140 million Baltimore redevelopment hampered by delays, lawsuits and funding problems. Terms of COPT’s deal were not disclosed but people involved in the ...

Price cuts generate more Broward County home sales in July - Fort Lauderdale Sun-Sentinel
Responding to deep price cuts, buyers scooped up 581 houses in July, up 4 percent from 559 a year ago, the Florida Association of Realtors said Monday. The median price of $303,600 decreased 19 percent from $373,700 a year ago. The sales surge was ...

Housing market still struggling, but Palm Beach County July home sales ... - Fort Lauderdale Sun-Sentinel
Sales of existing homes increased in Palm Beach County last month, but don't call the moving company just yet. Responding to deep price cuts, buyers scooped up 652 houses in July, up 8 percent from 605 a year ago, the Florida Association of Realtors ...

Obama, McCain react to unemployment rise - Boston Globe
The presidential candidates weighed in today on the sobering report that unemployment jumped to 6.1 percent last month as the US economy lost another 84,000 jobs. Democrat Barack Obama used the news to try to tie Republican rival John McCain to ...

September August July June May April March February January 2007 - Nypress.com
Coming off their best-ever season and being ranked in the preseason polls for the first time in their history, it wouldn’t have surprised anyone if the No. 12 Rutgers Scarlet Knights came out a little overconfident versus lowly University of ...

Economy (124) - MSNBC Firstread
YORK, PA -- Obama continued to make the argument that McCain and the Republican Party are not concerned about the pocketbook issues that affect the American people. He even doubted that his audience here at a turbine factory could name four things ...

Housing Video Gallery - CNBC
The UK government is expected to announce plans to help the troubled UK housing market Tuesday. Ray Boulger from John Ch... Will the UK Housing Package... British Prime Minister Gordon Brown's package to boost the UK's housing market will do nothing ...

New data reveal breadth of housing slump - MSNBC
See today's average mortgage rates across the country. WASHINGTON - Sales of existing homes fell in 45 states during the October-December quarter, with metropolitan areas showing growing weakness, a real estate trade group said Thursday. The fourth ...