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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Jackson mortgage rates news:

Economy stressing women out more than men: study - Australian Broadcasting Corp.
ELIZABETH JACKSON: Anyone with a mortgage or struggling with rising inflation will be counting on the Reserve Bank to ease the interest rates squeeze when the board meets next Tuesday. But according to a recent survey, while many households are at ...

DEMOCRATIC CONVENTION: Expectations soar for Obama speech - Newark Star-Ledger
DENVER -- Sen. Barack Obama , whose meteoric rise to the pinnacle of Democratic politics began with his stirring keynote address at the party's 2004 convention, makes the most important speech of his career tonight, the 45th anniversary of Rev ...

Mile High Letdown - Slate
Obama Speech React: 1) A little flat, and not just because of it's now-required State-of-the Union laundry-list passages; 2) Background off, color-wise; 3) Best graf by far: I love this country, and so do you, and so does John McCain. The men and ...

New round of losses hits market - The Clarion-Ledger
In the mortgage industry, they are called "liar loans" - mortgages approved without requiring proof of the borrower's income or assets. The worst of them earn the nickname "ninja loans," short for "no income, no job, and (no) assets." The nation's ...

Central bank faulted for low pay, irrelevant studies - Globe and Mail
G Montcler from Canada writes: Thank heavens for the Central Banks of the US, UK and EU. Anyone following the sayings of the Bank of Canada is courting disaster. If this were the private sector, heads would roll but this is Ottawa on the Rideau so ...

Plouffe Whistles Plus: Obama's failed fight-back - Slate
Effective day for Dems. 1) Bill Clinton outlined a simple, substantive framework for the election. As James Taranto noted, he built a stronger case for Obama than Hillary did--an inversion of how the two Clintons are said to actually feel about the ...

Let councils sell mortgages’ - InsideHousing
Councils could ease pressure on housing departments and help the government slash temporary accommodation figures by providing their own mortgages, leading local government figures have claimed. The Labour and Liberal Democrat leaders of Manchester ...

Community Notes - Abington Mariner
To send an announcement, write to the Watertown TAB, 254 Second Ave., Needham, MA 02494; fax 781-433-8202 or e-mail watertown@cnc.com. Please keep submissions to 150 words or fewer. The deadline for listing submissions is Friday at 5 p.m. for the ...

August 2008 - Posts - MSNBC Firstread
Ted Stevens , the grand-daddy of Alaskan politics, has a wary relationship with the new Republican VP pick -- Alaska Gov. Sarah Palin . When Palin was running for governor in 2006, she ousted long time Alaska fixture Frank Murkowski in a hard fought ...

A Pause in the Dollar's Rebound Creates Currency Options Volatility - Seekingalpha.com
After several weeks of the dollar rally, currency futures settled down and in some quarters even reversed direction. Whether that proves short-lived remains to be seen. The slide in appetite for the euro currency evident in the previous week stopped ...