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Today's Mortgage Terms starting with S Second Mortgage: An additional mortgage that has rights that are secondary to the first mortgage. Seller’s Market: Market conditions that are favorable to sellers. There are more buyers than properties available for sale. The buyers may be forced to compete and pay more for the same property. Settlement Costs: Money paid by the borrowers and sellers to complete the closing of a mortgage. Settlement Cost (HUD Guide): HUD publishes a booklet that gives an overview of the lending process and is given to consumers after completing their loan application. View all Terms

Cumberland mortgage rates news:

Takeover of Fannie, Freddie will produce winners, losers - Los Angeles Times
NEW YORK -- The government's groundbreaking move Sunday to take control of Fannie Mae and Freddie Mac could give a much-needed boost to the housing market and the stock market as well. But the development is bad news for anyone who owns stock ...

Freddie, Fannie rescue 'unprecedented' - News.com.au
IN rescuing Fannie Mae and Freddie Mac, the US government is taking an unprecedented step into the financial sector in a bid to steady an ailing housing market and ease a global credit crunch, analysts said. A series of steps announced yesterday ...

US mortgage turnaround essential to recovery: Paulson - The Australian
THE US Government's rescue of Fannie Mae and Freddie Mac has added about $US5.4 trillion to potential Treasury liabilities from the two mortgage giants - a sum that is equivalent to the entire federal debt. In a series of moves culminating overnight ...

Foreclosure rate in county below average, but still stings - Bridgeton News
As the economy continues to falter, with some experts predicting a recession on the horizon, more homeowners for a variety of reasons are finding themselves on the verge of losing their homes to a bank foreclosure. "If you miss one paycheck for ...

US takes over Fannie, Freddie in bid to ease finance crisis - New Straits Times
The US government took over ailing mortgage giants Fannie Mae and Freddie Mac on Sunday and placed them in a "conservatorship" in a bid to avert a financial system meltdown from the housing crisis. Treasury Secretary Henry Paulson announced the US ...

This election hits voters in the pocketbook - Fayetteville Observer
RALEIGH — Unemployment is up, gas prices are up, and voters may be fed up when they cast their ballots in critical elections this November. No matter what happens, the nation will have a new president, and North Carolina will have a new governor ...

Lenders: Now is a good time to buy a house - Richmond Register
Editor’s Note: This is a follow-up to the three part series on the local housing market that ran earlier this week. Loan standards may have tightened some, but mortgage rates still are historically low, even if up from a year or two ago, according ...

Reports: Fannie Mae and Freddie Mac to be seized - USA Today Blogs
Top executives of Fannie Mae and Freddie Mac, the mortgage finance giants, have been informed that the federal government is preparing to seize the two companies, dismiss top executives and place them in a conservatorship, according to reports in The ...

High priority, high cost of child care - Fayetteville Observer
Renee Hankins and her fiance pay more to keep their sons in day care than they pay on their home. It costs the Erwin couple $800 a month to send 4-year-old Shay and 13-month-old Gage to day care. “Our day care is like our mortgage and our car ...

Weather: M/SUNNY - Fayetteville Observer
Fort Bragg may help cushion the blow for this region if the national economy spirals into recession, as some experts are predicting. But people who work in retail and other service jobs in Fayetteville could still be hit hard during coming months, if ...