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Today's Mortgage Terms starting with C Cash To Close: Liquid assets that are available on hand for payment of closing costs involved in the processing of a mortgage transaction. Closing: The completion of a real estate transaction. The closing includes the delivery of a deed, financial adjustments, signing of notes and disbursement of funds required to finalize the sale and loan transaction. Closing Costs: Fees generally paid by the borrower in relation to the closing of a mortgage loan. Collateral: Property pledged as security for a debt. Conforming Loan: Conventional home mortgages eligible for sale and delivery to either the Federal National Mortgage Association (FNMA) or the Federal Home Loan Mortgage Corporation (FHLMC). These agencies generally buys first mortgages up to loan amounts approved by Congressional directive. Conventional Loan: Loans that are not part of any government housing program, free of any restrictions of government insured housing programs, such as loan size limits. Conversion Clause: A feature in certain ARMs that gives you the option to convert the variable rate loan to a fixed-rate loan, usually after the first adjustment period. The new fixed rate will be set at current rates and there could be a fee for the conversion feature. Convertible ARM: A type of ARM loan that can be converted to a fixed-rate loan after a certain time period. Covenant: A clause in a contract that obligates or restricts the parties and if broken, can result in a legal action. Credit Bureau: It is a clearinghouse for credit history information. Credit Report: A report containing a detailed credit history of an individual. View all Terms

Potter mortgage rates news:

Repossession promise by RBS is 'PR stunt' say mortgage experts - Daily Telegraph
RBS, which became part-nationalised last week, has announced that it will not start repossession proceedings against any of their customers unless they are at least six months in arrears. While experts have said this will give struggling customers ...

Media News Stories - Atlanta Journal Constitution
The Atlanta Fire Rescue Department is donating 800 carbon monoxide/smoke detectors to Georgia Tech to be used in student housing units... Jimmy Carter writes new book on Middle East (12/04/2008) Former President Jimmy Carter has written a new book on ...

CONSUMER FOCUS:Marital and monetary bliss - Buffalo News
Cheap is the new chic.” That’s what a character from the “Ugly Betty” sitcom said recently during a party-planning scene. That’s right. Frugal is fashionable, no longer a dirty word. And that applies to weddings, too, which can spike into ...

Here comes... the (frugal) bride - Buffalo News
Cheap is the new chic.” That’s what a character from the “Ugly Betty” sitcom said recently during a party-planning scene. That’s right. Frugal is fashionable, no longer a dirty word. And that applies to weddings, too, which can spike into ...

Macquarie Bank's $500k-plus Christmas party in Sydney - News.com.au
Macquarie Bank splashes out $500,000 on party Share price tumbling, 600 staff on notice But company holds one of nation's most lavish soirees THE financial world may be in meltdown, but Macquarie Bank has splashed out between $500,000 and $750,000 on ...

Economists Infiltrate the White House; Now What? - New York Times Blogs
Last week, President-elect Obama dominated the news — and perhaps moved the markets — by spending the three days before Thanksgiving introducing one economist after another to the American public. There were Larry Summers , Peter Orszag ...

Postal Service investigates boss's VIP mortgage - FOX News
WASHINGTON — The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial Corp., the chairman of the service's governing board said. Postmaster General ...

Postal Head Investigated For Mortgage Deal - CBS News
Countrywide, a leading subprime lender, is at the heart of the mortgage crisis. It has been criticized for using initially low teaser rates that later ballooned higher than borrowers could afford. (AP Photo/Damian Dovarganes) (AP) The Postal Service ...

Lenders cave and slash mortgage rates - This is Money
Government pressure finally forced the big banks to reduce their floating mortgage rate on Friday to reflect the huge 1.5% cut in the base rate by the Bank of England the previous day. The Prime Minister and Chancellor spoke out after a series of ...

Bail-out could create two-tier banking sector - Financial Times
After last week’s surprise 1.5 percentage point Bank of England rate cut, the three big banks that have received equity injections from the government all appeared to bow to government pressure. In the wake of meetings with Alistair Darling, the ...