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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Perkins mortgage rates news:

Daily Report - Baton Rouge Business Report
Future System Advisors has been awarded the first patent for a form of life insurance, a move that could generate billions of dollars in royalty payments for the company. "This is having a much bigger effect than I ever thought it would have," Future ...

How to Find the Best Loan Deals - US News and World Report
Stick with the federal educational loan programs —Perkins and Stafford for students and PLUS for parents, says Stuart Siegel, a private counselor in Erie, Pa. While the federal loans have fixed rates ranging from 5 to 8.5 percent, private or ...

Zero Rate World May Lie Ahead as King, Trichet Cut (Update4) - Bloomberg
Nov. 7 (Bloomberg) -- The age of free money may be at hand. As major central banks slash interest rates with unexpected speed, benchmark borrowing costs are now below core inflation for the first time since the early 1980s, and policy makers are ...

Bank of England hopes discount window plan will end 'witch hunts' - The Independent
Labour 'broke' the economy, says Cameron Today in Politics: Cameron ends the truce James Daley: A volatile time for our pensions – but this is not the time to panic London shares climbing again French bank loses €600m in 'market incident' Dominic ...

What kind of aid is out there? - CNN Money
Even if you follow a regular savings plan for college, you may still come up short. Rest assured, you won't be alone. During the 2003-2004 academic year, the federal government, states, individual schools, and private lenders offered more than $122 ...

Retail tycoon criticises UK banks - BBC News
Retail tycoon Sir Philip Green has said that UK banks made "grave errors" in recent years that contributed to the current credit crisis. Sir Philip told the BBC that banks had been too keen to give out loans. His comments came as his Arcadia fashion ...

Recession Nears as European, Asian Firms Retrench (Update1) - Bloomberg
Nov. 21 (Bloomberg) -- The world economy slipped closer to recession as companies in Europe and Asia joined their U.S. counterparts in cutting production and jobs, intensifying pressure on central banks to push interest rates to zero. Manufacturing ...

UK plc battens down the refinancing hatches - Financial Times
The credit crunch continued to beset the construction industry yesterday as problems in obtaining loans affected builders and their clients. The lack of mortgage availability, local authority money stranded in Icelandic banks and other effects of the ...

Councils in Iceland crash will lose £60m interest - The Independent
Labour 'broke' the economy, says Cameron Today in Politics: Cameron ends the truce James Daley: A volatile time for our pensions – but this is not the time to panic London shares climbing again French bank loses €600m in 'market incident' Dominic ...

Don't knock the Rock! - Estate Agency News
THERE is no doubt about this month’s excitement — Northern Rock has been dicing with death. Except it wasn’t. Northern Rock may be different from some of the other mortgage banks but it still has a lot to commend it – not least the Northern ...