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Today's Mortgage Terms starting with D

Default:

Failure to fulfill legal obligations of a contract, including failure to make payments on a loan.

Discounted Loan:

When the note rate on a loan is lower than the market rate, it is a discounted loan.

Discount Point:

A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate.

Down Payment:

The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price.

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Charles Mix mortgage rates news:

SE Financial Corp. Announces Fourth Quarter and 2008 Year End Results ... - Marketwatch
PHILADELPHIA, Dec 01, 2008 (BUSINESS WIRE) -- SE Financial Corp. (trading symbol:SEFL) (the "Company"), the holding company for St. Edmond's Federal Savings Bank, announced net income of $212.7 thousand for the three months ended October 31, 2008 as ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

On politicians’ pay, parents’ responsibility - Atlanta Journal Constitution
Atlanta’s next mayor should be paid $225,000, up from $147,500, advises one of those commissions that politicians appoint to provide pay-raise cover. Ostensibly the higher pay is to attract better candidates. That assumes, of course, that losers ...

Real-Time News - Newark Star-Ledger
• Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game • Football: Millburn plays Madison during their Thanksgiving game They met as teenagers, finding a common bond ...

Sales pick up in September - Boston Globe
Across the country, sales of existing homes edged up 1.4 percent in September when compared with the same month last year, according to a report issued today by the National Association of Realtors. (From August to September, the increase was much ...

50 WAYS TO MAKE YOURSELF RICHER - Daily Telegraph
Whether you want to cut your household bills, spring-clean your finances to ensure that you, and not the taxman, hold on to your well-earned cash, save in the supermarket on a weekly basis, or just make that little extra money from the junk in your ...

An Invitation to Our Readers - BusinessWeek
Earlier this year, we launched a new and innovative feature on BusinessWeek.com to prominently highlight the insights of our readers. Called In Your Face , it calls attention to the most substantive comments left on our site by our readers. Not only ...

Slight decline in price, significant decline in inventory - Boston Globe
Altos Research and Real IQ provided this list to Inman News . At the risk of more “same old, same old,” this data matches what I am seeing in the greater Boston marketplace: modest declines in price and more significant declines in inventory. I ...

Germany and France lead €1 trillion European bailout - Times Online
Germany and France put mountains of cash on the table today as they led continental Europe in an offensive to rebuild trust in banks with state guarantees worth over €1trillion (£780 billion). Chancellor Angela Merkel and President Sarkozy, chiefs ...

The 50 Women to Watch 2008 - Wall Street Journal
One day this past April, Federal Deposit Insurance Corp. Chairman Sheila Bair saw a stark reminder of the human side of the foreclosure crisis. Attending a foreclosure-prevention workshop in Los Angeles, she saw hundreds of homeowners of all ...