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Today's Mortgage Terms starting with F Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac): A semi government agency that acquires conventional loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. Federal Housing Administration (FHA): A federal agency within the Department of Housing and Urban Development (HUD), which insures residential mortgage loans made by private lenders and sets standards for underwriting mortgage loans. Federal National Mortgage Association (FNMA or Fannie Mae): This agency purchases loans that are underwritten to its specific guidelines. These guidelines are an industry standard for residential conventional lending. FHA Loans: Fixed or adjustable-rate loans that are insured by the U.S. Department of Housing and Urban Development. The purpose of FHA loans is to make housing more affordable, especially for first-time homebuyers. First Mortgage: A mortgage which is in first lien, taking priority over all other liens. In case of a foreclosure, the first mortgage will be repaid before any other mortgages. Fixed Rate Loan: Fixed-rate loans have interest rates and payments that are fixed through out the term of the loan. Foreclosure: A legal process in which a mortgaged property may be liquidated to pay off a mortgage loan that is in default. View all Terms

Potter mortgage quotes news:

'Vultures' circle Wall Street, but they hesitate to feed - Salt Lake Tribune
NEW YORK - When financial panic sweeps Bedford Falls in the 1946 movie ''It's a Wonderful Life,'' the villain, Mr. Potter, moves to snap up the Bailey Bros. Building and Loan, offering a fire-sale price of 50 cents on the dollar. ''I may lose a ...

The Angry Left’s dream stops here - Atlanta Journal Constitution
Looks like Georgia’s the key now to whether Democrats have a full, unchecked run in Washington. Al Franken’s finding votes in Minnesota. Democrats have gained six already in the Senate, pushing them to 57. Saxby Chambliss is just under 50, thanks ...

Will HBOS stay independent? - bbc
Some 2m small shareholders in HBOS and many thousands of HBOS employees may hope the two Scottish banking knights' plans to preserve the bank's independence receive a proper hearing - although there is no guarantee that what they propose will enhance ...

Today in the Sky • - USA Today Blogs
It's Black Friday -- the day when many stores allegedly move "into the black" for the year and Christmas shoppers traditionally appear in thundering herds. " If you're reading this at your normal wakeup time, you have already missed midnight openings ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. John McCain ’s campaign and his surrogates are increasingly the level and intensity of the personal attacks on Barack Obama , as shown with ...

George's Bottom Line - ABC News Blogs
George Stephanopoulos reports on events in politics, Congress and the White House for ABCNews, on the air and online. He interviews top newsmakers, discusses the events of the week and looks to the week ahead each Sunday on 'This Week.' The first was ...

Save the Rust Belt! - Meganmcardle.theatlantic.com
A few heartfelt pleas from native Michiganders who don't want to see their state destroyed. Several emails and comments complaining that I'm a heartless, effete New York type who doesn't understand that if the Big Three go down, some darn fine folks ...

Stepford Republicans: All Caught on Tape! - Common Dreams
"The Stepford Wives" tells the chilling story of once smart, independent women who get abducted and turned into tamed, mindless robots. I have a theory about a similarly subversive process that turns grown men once capable of independent and reasoned ...

Still no Medical Records from Palin; What's the Hold Up? - ABC News Blogs
ABC News Kate Snow reports: Governor Palin's campaign still has not released any information regarding her medical records despite frequent requests from the news media and the campaign's own assertion that they would release this information soon ...

Daily Blabber Celebrity Gossip Blog from iVillage Entertainment - Daily Blabber
Earlier this morning I told you about Jennifer Aniston's interview with People in which she talked about her most recent nose job . Or, as she likes to call it, necessary corrective surgery. Whatever gets her through the night. Now more than ever, it ...