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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Stanley mortgage loan news:

Morgan Stanley to cut 600 jobs in reshuffle - Independent
Share Morgan Stanley said yesterday it is cutting about 600 jobs and consolidating its mortgage businesses, after a credit crisis upended the home loan industry this summer and forced other investment banks into similar moves. It comes two weeks ...

The Credit Crisis Revisited, Part 2 - MSN MoneyCentral
Federal National Mortgage Association ( FNM ) Stock Quote , Chart , News , Add to Watchlist First, let me correct an error: It wasn't JPMorgan (JPM) that Treasury Secretary Hank Paulson asked to come up with a plan to fix Fannie (FNM) and Freddie ...

Merrill slides vs. mostly rising financial sector - CNBC
NEW YORK - Shares of Merrill Lynch & Co. Inc. declined in trading Tuesday even as others in the financial sector generally advanced. Shares of Merrill, the world's largest brokerage firm, fell 60 cents, or 2.1 percent, to $27.75. Meanwhile, most ...

Borrowers in negative equity to be left out in the cold - Times Online
The Government's £200m mortgage rescue package will do little to ease the suffering of struggling homeowners in negative equity, commentators have warned, as they could be effectively barred from the scheme even if they desperately need to raise ...

Merrill slides against mostly rising market - Forbes
Shares of Merrill Lynch & Co. Inc. declined in trading Tuesday even as others in the financial sector generally advanced with the broader market surge. Shares of Merrill, the world's largest brokerage firm, fell 62 cents, or 2.2 percent, to $27.73 in ...

Merrill Lynch slides as deals dry up - CNN Money
NEW YORK (AP) -- Shares of Merrill Lynch & Co. Inc. declined in trading Tuesday even as others in the financial sector generally advanced with the broader market surge. Shares of Merrill ( MER , Fortune 500 ), the world's largest brokerage firm, fell ...

Business Highlights - Forbes
DETROIT (AP) - Nearly every major automaker saw its U.S. sales drop in August, but many are seeing signs that the worst slump in recent history may have bottomed out. Most upbeat were executives from General Motors Corp., which posted a 20.3 percent ...

Market Report: EasyJet flies high on wind of change in oil price - The Independent
The budget airline easyJet closed almost 11 per cent higher yesterday after Hurricane Gustav eased, encouraging buyers and spooking short sellers in travel and transport stocks as the price of oil slipped back towards $100 a barrel. Gustav left US ...

See today's average credit card rates across the country. - MSNBC
WASHINGTON - Federal regulators on Wednesday accused two former Wall Street brokers of defrauding their customers by making more than $1 billion in unauthorized purchases of securities tied to subprime mortgages. The Securities and Exchange ...

Ex-Credit Suisse brokers accused of $1B fraud - CNN Money
WASHINGTON (AP) -- Federal regulators on Wednesday accused two former Wall Street brokers of defrauding their customers by making more than $1 billion in unauthorized purchases of securities tied to subprime mortgages. The Securities and Exchange ...