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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Potter mortgage loan news:

Repossession promise by RBS is 'PR stunt' say mortgage experts - Daily Telegraph
RBS, which became part-nationalised last week, has announced that it will not start repossession proceedings against any of their customers unless they are at least six months in arrears. While experts have said this will give struggling customers ...

Brown aims to halt repossessions - Watford Observer
Gordon Brown has moved to stem growing repossessions with a £1 billion package to allow struggling homeowners to defer mortgage payments for up to two years. Eight major lenders, accounting for about 70% of the UK mortgage market, have signed up to ...

US credit-rating industry gets new rules - ninemsn
Federal regulators have adopted new rules designed to stem conflicts of interest and provide more transparency for Wall Street's credit-rating industry, widely faulted for its role in the subprime mortgage debacle and ensuing credit crisis. The ...

Erie County Real Estate Transactions - Buffalo News
• 63 Fairlawn Drive, Edmund Karnofsky to Squire Shop Inc., $348,700. • 92 South Rockingham Way, GMAC Mortgage Llc to John F. Marcolini; Angela J. Marcolini, $340,000. • 248 Running Brook Lane, Drew A. Gundlach; Sandra L. Gundlach to Robert M ...

Struggling along - Sun and Press
Not in the vault, he tells them. It's in the grand old hotel on Fall Street that reopens next spring. It's in the Downtown Deli, which will serve free Thanksgiving dinners to the hungry. It's in this fellow's home, and that one's. You know them. They ...

Postal Service investigates boss's VIP mortgage - FOX News
WASHINGTON — The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial Corp., the chairman of the service's governing board said. Postmaster General ...

Postal Head Investigated For Mortgage Deal - CBS News
Countrywide, a leading subprime lender, is at the heart of the mortgage crisis. It has been criticized for using initially low teaser rates that later ballooned higher than borrowers could afford. (AP Photo/Damian Dovarganes) (AP) The Postal Service ...

Postal Service investigates boss's VIP mortgage Save Email Print - WNDU
The Postal Service is investigating whether the nation's postmaster general improperly received a sweetheart deal on a mortgage from Countrywide Financial. The chairman of the postal service's governing board says Postmaster General John Potter is ...

One of the Global Warming Movement's Most Prominent Sources of ... - FOX News
Last week, NASA's Goddard Institute for Space Studies — one of the four bodies responsible for monitoring global temperatures used by the United Nations — announced last month was the hottest October on record. That was because the institute's ...

Vultures circle Wall Street, but hesitate to feed - AZCentral.com
NEW YORK - When financial panic sweeps Bedford Falls in the 1946 movie "It's a Wonderful Life," the villain, Mr. Potter, moves to snap up the Bailey Savings & Loan, offering a fire-sale price of 50 cents on the dollar. "I may lose a fortune," Potter ...