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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Jones mortgage loan news:

GAO says Fed, Treasury have authority to rescue Big 3 - Bloggingstocks.com
The Government Accountability Office, Congress' investigative arm and watchdog, said the U.S. Federal Reserve and the U.S. Treasury have the authority to bail-out the Big Three automakers, marketwatch.com reported Thursday. Gene Dodaro, acting head ...

APB promotes Jones to mortgage loan officer - Capital City Weekly
JUNEAU - Alaska Pacific Bancshares, Inc. President and CEO Craig E. Dahl announced that Megan Jones has been promoted from mortgage loan processor/closer to mortgage loan officer. "Megan has done an excellent job for us, and we look forward to ...

Two Investors Sue Countrywide Over Loan-Modificiation Plans - CNN Money
NEW YORK -(Dow Jones)- Two investors in mortgage-backed securities sued Bank of America Corp.'s (BAC) Countrywide Financial Corp. on Monday over plans to make up to $8.4 billion in loan modifications as part of a settlement with 15 state attorneys ...

Home builders' shares soar as mortgage rates plunge - FXStreet.com
NEW YORK, Dec 4 (Reuters) - Shares of U.S. home builders rose on Thursday as the beleaguered sector, floundering amid a protracted downturn, extended a six-day rally spurred by the largest drop in interest rates on 30-year fixed-rate mortgages in 27 ...

Mortgage fraud unit targets lawyers, loan officers - Maryland Daily Record
UPPER MARLBORO — The Prince George’s County State’s Attorney’s Office hopes to send a message to potential perpetrators of mortgage fraud: “Not in this county.” Operating since September, the office’s new Mortgage and Foreclosure ...

Classic holiday stories inspire during tough times - AZCentral.com
Hard times have you down this holiday season? Take a trip to the library for some inspiration from treasured stories of Christmas past. The mortgage meltdown, job squeeze and clash between rich and poor evoke long-popular holiday tales with ghostly ...

COURTS: Judge: Lender should have first dibs in condo foreclosure sale - Lockport Union-Sun
An existing order by a state Supreme Court justice says the mortgage-holder on Victorian Village condominiums should have first dibs on the proceeds of any foreclosure sale. State Supreme Court Justice Ralph A. Boniello III already ruled that Graham ...

Graduates’ burden: Student-loan payments - Las Vegas Sun
A pair of College Board reports show how the cost of attending college has escalated over the years and how students are financing their educations. These are the questions Eric Jones, 24, has been asking, to no one in particular, since he graduated ...

Mortgage Delinquencies to Double in '09 - Smart Money
NEW YORK (Dow Jones) -- The number of consumers with delinquent mortgages is poised to almost double by the end of next year, hitting its highest level in at least 16 years, according to a leading credit bureau. TransUnion LLC, which analyzed about ...

Mortgage rate drop sparks surge in consumer interest - San Jose Mercury News
Borrowers descended on the home loan industry Wednesday after the federal government's latest move to shore up the financial system sparked a sharp drop in interest rates. Valley brokers said business picked up immediately as rates dropped from 6 ...