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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Cherokee mortgage rates news:

Credit card companies quick to raise rates, fees - Atlanta Journal Constitution
Greg Fischer was already fed up with Bank of America for doubling his credit card’s interest rate to 28.99 percent — the price for being a couple of weeks late with a payment in April. What sent him over the top, he said, was the bank’s ...

Delta, Northwest airlines post traffic declines - Milwaukee Journal Sentinel
Dec. 4, 2008 2:50 p.m. | Delta Air Lines Inc. today reported November traffic declines for both its Delta and Northwest Airlines units. For the Delta operations, revenue passenger miles in the United States dropped 10.5% compared to November 2007 ...

Sarasota man charged in Manatee armed robbery - Herald Tribune
MANATEE COUNTY – A Sarasota man was charged in connection with an October armed robbery of two people who were held up at gunpoint while in their vehicle at a stop sign in South Manatee. Allan Tolbert, 29, was arrested on a charge of armed robbery ...

Sarasota man arrested in October armed robbery in Manatee - Herald Tribune
MANATEE COUNTY – A Sarasota man was charged in connection with an October armed robbery of two people who were held up at gunpoint while in their vehicle at a stop sign in South Manatee. Allan Tolbert, 29, was arrested on a charge of armed robbery ...

Detroit auto mess turns toxic - Detroit News
Short of the subprime mortgage racket, perhaps nothing is more toxic right now than the Detroit car business. The begging for taxpayer cash in Washington, led by General Motors Corp., is in overdrive. The equity values of GM and Ford Motor Co. are ...

As the economy sinks, pawnshops get busy - Atlanta Journal Constitution
Jenna Feistkorn relinquished a working laptop for just $40. The exchange at an Alpharetta pawnshop left her frustrated, but not ashamed. She needs the computer to look for a job. But it will remain off-limits until next week, when her father gets ...

What does this moment mean to you? - Atlanta Journal Constitution
It is what it is, whether you like it or not. Obama is the 44th PRESIDENT of the USA. I’m proud to be a woman. I’m proud to be a black woman. I’m proud to be an American Black woman. OBAMA HAS MY SUPPORT 100%. Also for all the prejudice ...

Tennessee: Families returning home - Chattanooga Times Free Press
In their East Lake home, Marcos Tomás and his wife, Lidia Velázquez, recently packed 10 years of their lives into cardboard boxes, preparing for their long journey back to their native Guatemala. “My dream was for my children to study and be ...

McCain Now Wants Permanent Cap Gains Cut - ABC News Blogs
John McCain altered his tax plan Friday, saying for the first time that he would like to slash capital gains taxes in half on a permanent basis -- not just for the next two years. "Look," McCain told CNBC's Larry Kudlow, "I'm at 7.5 percent, I'd like ...

Unit Corp. Q3 2008 Earnings Call Transcript - Seekingalpha.com
Good morning. My name is Kevin. I'll be your conference operator today. At this time, I like to welcome everyone to the Unit Corporation Third Quarter Earnings Conference Call. All lines have been placed on mute to prevent any background noise. After ...