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Today's Mortgage Terms starting with G Good Faith Estimate: A written estimate of the closing costs the borrower will most likely have to pay based on common local practices. Under the Real Estate Settlement Procedures Act (RESPA), the lender is must provide this disclosure to the borrower within three days of receiving a loan application. View all Terms

Charleston mortgage rates news:

State colleges get an 'F' for affordability - Hattiesburg American
Mississippi gets an F in making college affordable. The National Center for Public Policy and Higher Education this week released its biennial report card on how well states provide Americans with education and training beyond high school. Higher ...

Mortgage activity doubled last week - Charleston Post & Courier
WASHINGTON — Mortgage application volume more than doubled during the shortened Thanksgiving week, according to the Mortgage Bankers Association's weekly survey. The activity in a holiday-shortened week came as average rates on some fixed-rate ...

Daily Report - Baton Rouge Business Report
Future System Advisors has been awarded the first patent for a form of life insurance, a move that could generate billions of dollars in royalty payments for the company. "This is having a much bigger effect than I ever thought it would have," Future ...

Options Trader: Monday Maelstrom Outlook - Seekingalpha.com
I’m feeling really good about our decision to lean more bearish into the weekend, as summarized in the wrap-up . While nothing bad happened, nothing particularly good happened either. In our roller coaster market model, the absence of stimulus ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

Interest rates slip for U.S. mortgages - Charleston Post & Courier
WASHINGTON — Mortgage rates dropped for a second straight week, reflecting the impact the weakening economy is having on financial markets. Freddie Mac reported Thursday that rates on 30-year, fixed-rate mortgages averaged 6.14 percent this week ...

Credit-card users face higher fees, rates - Charleston Gazette
The Federal Reserve has slashed its benchmark rate to 1 percent, yet many people are getting hit with higher rates and fees on their credit cards. Normally, when the Fed cuts rates, credit-card issuers follow suit, resulting in lower monthly payments ...

Housing rescue target of criticism - Charleston Post & Courier
WASHINGTON — Once again, the government has offered another plan to help troubled homeowners. Once again, critics say it doesn't go far enough. The plan announced Tuesday by federal officials and mortgage giants Fannie Mae and Freddie Mac sounds ...

Some attorneys’ practices to pick up with bailout - Charleston Regional Business Journal
Attorneys at some of South Carolina’s biggest firms say their diversification of services provides them some collective insulation from the troubles in the credit markets. “Because of the broad range of service offerings we provide to the ...

John David - Charleston Gazette
CHARLESTON, W.Va. -- Few economists would disagree that the nation is in a recession and some would say the nation is in a depression. Panic has permeated inner circles, as policy makers and legislators scramble each weekend for yet another financial ...