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Today's Mortgage Terms starting with B Bankruptcy: A legal procedure in a federal court to relieve certain debts of a person or a business that is no longer able to pay its debts. Chapter 7 bankruptcy removes all debts. Chapter 13 lets a borrower with and income to pay bills off over a set period of time. Bearer: The legal owner of a property. Bill of Sale: A document that details the transfer of property. Biweekly Mortgage: A mortgage with payments due every two weeks, totaling 26 payments a year, two payments more than a mortgage with monthly payments. The two extra payments lowers significantly the interest paid over the life of the mortgage. Blanket Mortgage: A mortgage that includes more than one piece of real estate Borrower (Mortgager): An individual who makes an application for and receives funds in the form of a loan and is obligated to repay the loan in full under the conditions of the loan. Broker: An individual who gets buyers and sellers together and helps in negotiating contracts for a client. Buy-Down Mortgage: A mortgage loan with a lower than market rate for a determined period of time. Buyer’s Market: Market conditions that favor buyers. When there are more properties for sale than buyers, sellers may be forced to provide price discounts to close the transaction. View all Terms

Washington home equity loans news:

Paulson Considers New Plan to Resuscitate U.S. Housing Market - Bloomberg
Dec. 4 (Bloomberg) -- Treasury Secretary Henry Paulson is considering a new plan to reduce mortgage rates in another bid to revive the U.S. housing market, a government official said. The Treasury, which already has a program to buy mortgage- backed ...

Automakers' debt may be obstacle to federal loans - Associated Press
DETROIT (AP) -- They'll park some corporate jets, cut executive pay and serve up concessions from the United Auto Workers, but Ford Motor Co., General Motors Corp. and perhaps Chrysler LLC also will have to address massive debts to persuade a ...

Ford says CEO will work for $1 to get loans - Associated Press
WASHINGTON (AP) -- Ford Motor Co. is asking Congress for a $9 billion "stand-by line of credit" to stabilize its business, but says it doesn't expect to tap it. Unless one of Detroit's other Big Three auto companies goes bust, Ford expects to have ...

LBO Boom’s Last Vestiges Would Disappear With BCE Deal’s Demise - Bloomberg
Nov. 27 (Bloomberg) -- The C$52 billion ($42 billion) purchase of BCE Inc. by private-equity firms may collapse, erasing the last vestiges of a leveraged-buyout boom that ground to a halt almost 18 months ago. BCE said yesterday that the takeover may ...

Financial industry pushes for lower mortgage rates - Dallas Morning News
WASHINGTON – Financial industry lobbyists are urging the Treasury Department to take steps to lower mortgage rates and help stabilize the battered U.S. housing market. Under one proposal, Treasury would seek to lower the rate on a 30-year mortgage ...

Washington banks trail industry in key indicators - Seattle Times
Washington's economy may be doing better than the nation as a whole, but the banks based here are not. Although Washington state doesn't have the plummeting home values or mass foreclosures that have stunned Florida and California, publicly traded ...

Local Auto Dealers Watching Bailout Plea - WKYT 27
WASHINGTON (AP) - Detroit's automakers, making a second bid for $25 billion in funding, are presenting Congress with plans Tuesday to restructure their ailing companies and provide assurances that the funding will help them survive and thrive ...

JPMorgan axes 9200 Washington Mutual jobs - The Age
JPMorgan Chase & Co said it will cut about 9200 jobs at the former Washington Mutual, which on Sept 25 became the largest US bank to fail. The cuts amount to more than 21% of the workforce at Washington Mutual, which ended June with 43,198 employees ...

JPMorgan to cut 9,200 Washington Mutual jobs - International Herald Tribune
JPMorgan on Monday said it will eliminate about 9,200 jobs at the former Washington Mutual , which on Sept 25 became the largest U.S. bank to fail. The cuts amount to more than 21 percent of the workforce at Washington Mutual, which ended June with ...

JPMorgan to Axe 9,200 Washington Mutual Jobs - CNBC
JPMorgan Chase said Monday it will eliminate about 9,200 jobs at the former Washington Mutual , which on Sept. 25 became the largest U.S. bank to fail. The cuts amount to more than 21 percent of the work force at Washington Mutual, which ended June ...