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Today's Mortgage Terms starting with A

Accrued Interest:

Interest earned but has not been paid

Additional Principal Payment:

A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan.

Adjustable Rate Mortgage:

Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change.

Adjustment Period:

Applicable to an ARM, the time between changes in the interest rate.

Amortization:

Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time.

Amortization Schedule:

A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding.

Annual Percentage Rate (APR):

The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance.

Appraisal Fee:

A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time.

Assumable Mortgage:

A mortgage that can be taken over by the buyer when a home is sold by the previous owner.

View all Terms
Schuylkill mortgage loan news:
Financial News
November 2008 - Weblogs.baltimoresun.com
Reader Dave sends this nice letter to Obama's change.gov Web site, a propos of Saturday's column on layoffs. Dear President-elect Obama, Normally, I do not comment or send letters to elected officials, but since we are all looking for positive change ...

Home  :  News  :  NEWS  :  Business Review - Branford Review
SELINSGROVE — Now in its 55th year in business, Selinsgrove Ford has plenty of activity to report from the past year. KULPMONT — Archie’s Shoe Store still measures and fits all its customers, along with finding the proper shoe to fit the ...

VIST Financial Corp. Announces Third Quarter Earnings - PR Newswire
WYOMISSING, Penn., Oct. 21 /PRNewswire-FirstCall/ -- VIST Financial Corp., formerly Leesport Financial Corp., ("Company") (Nasdaq: VIST ) despite strong core operating earnings of $2,477,000 reported a net loss for the quarter ended September 30 ...

The Shallowest Generation - Seekingalpha.com
The Baby Boom Generation will never be mistaken for the Greatest Generation that survived the Great Depression and defeated evil in a World War that killed 72 million people. I hate to tell you Boomers, but putting a yellow ribbon on the back of your ...

County reacts to Obama’s historic victory - Republican & Herald
President-elect Barack Obama has a big job ahead of him, but the overwhelming national priority, local residents say, is economic. Restoring the United States’ world standing and improving health care came in as close seconds, with the Iraq War and ...

WWRPD - What Would Ron Paul Do? Tell The Truth - Nolanchart.com
The Baby Boom Generation is responsible for the terrible fiscal crisis we find ourselves in. Their selfish debt financed lifestyle has bankrupted our country. They are truly the shallowest generation. The Baby Boom Generation will never be mistaken ...

At Martz Hall, flurry of activity Capacity crowd expected for McCain - Republican & Herald
A capacity crowd is expected for Arizona Sen. John McCain’s visit to Pottsville today, while local and county security forces are spending this morning shoring up a protection plan for the Republican presidential candidate. At the Pottsville Area ...

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