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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Erie home equity loans news:

How to Find the Best Loan Deals - US News and World Report
Stick with the federal educational loan programs —Perkins and Stafford for students and PLUS for parents, says Stuart Siegel, a private counselor in Erie, Pa. While the federal loans have fixed rates ranging from 5 to 8.5 percent, private or ...

Erie County Real Estate Transactions - Buffalo News
• 1790 Countyline Road, Kathleen Petschke; Dennis E. Petschke to Jennifer A. Wetzler; Darren M. Wetzler, $187,000. • 11716 Boncliff Drive, Arthur W. Wolski to Joseph M. Grimaldi; Jill M. Babinski, $146,000. • 2183 Townline Road, Sharon Schmidt ...

Getting a Loan Might Be a Struggle - US News and World Report
Four Loan Tips Look Twice at Loan Advice Why Perkins Loans Are Harder to Get This Year Student Loans Feel the Pinch Making It Easier to Fill Out College Financial Aid Forms Video: Surviving Student Loans Students needn't panic, however. Freshmen are ...

Phobia day: Editors' Picks for Thursday from The PD - Cleveland Plain Dealer Blog
Now that Halloween has, ahem, overshadowed All-Hallows Day, can the night before Halloween be scary, too? We seem worried today: Phillip Morris interviews barbershop customers fearful that Barack Obama will be assassinated; under the headline "Will ...

Slowly, mortgage help comes - Buffalo News
As federal agencies and the mortgage industry announced new initiatives last week to speed help for struggling borrowers, three of the area’s biggest lenders say the new efforts won’t change what they do because they’ve already been proactive ...

Dissecting the NFL coaching experience - ESPN.com
Tuesday Morning Quarterback has learned on an exclusive basis that when the producers of the "X-Men" movies were casting Scott Summers, the character with the laser eyes, they considered Mike Singletary for the part. Singletary was rejected as too ...

2009 proposed Toledo budget will deliver deep cuts, job losses - Toledo Blade
Toledo Mayor Carty Finkbeiner's proposed 2009 operating budget, which he revealed last night, will mean deep cuts across the city in order to deal with what he called a "horrific economic storm" that has battered nearly every American city. Under the ...

Sen. Brown wants to help Detroit's Big Three - Sandusky Register
If you think the recession seems bad now, what until you see what happens if Detroit’s Big Three automakers are allowed to collapse, U.S. Sen. Sherrod Brown warns. “This recession will turn much worse if the auto industry goes bankrupt,” the ...

INDUSTRY NEWS & PEOPLE March 2007 - Business Travel Executive
The NBTA Foundation has announced the retirement of four members from its Board of Trustees and the appointment of their successors. The four outgoing Board members are Fay Beauchine, Carlson Companies; Mathias Friess, Virgin Blue; Susan Jacobs, Visa ...

Straight Talk Express - Arkansas Times
That would be Sen. Chuck Hagel , not the doubletalking John McCain. In an interview , Hagel said it would be a "stretch" to say Sarah Palin is qualified to be president. He is, if a truth teller, a master of understatement. "She doesn't have any ...