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Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

Columbia home equity loans news:

Automakers' debt may be obstacle to federal loans - Associated Press
DETROIT (AP) -- They'll park some corporate jets, cut executive pay and serve up concessions from the United Auto Workers, but Ford Motor Co., General Motors Corp. and perhaps Chrysler LLC also will have to address massive debts to persuade a ...

State grant to help fund mountain fiber optic study - Access North GA
DAHLONEGA - Communications in the mountains of northeast Georgia could be getting a boost thanks to a state grant, one of several announced by Gov. Sonny Perdue and the OneGeorgia Authority. The Development Authority of Lumpkin County is getting $192 ...

Home Value Highwire - WTOP Radio
On Monday, we featured the Ninmag family in our weekly Home Value Highwire. Mark Ninmag gave up his new job to care for his wife who had colon cancer that spread to her liver. He's now received the second foreclosure notice on his Herndon home. "At ...

Beazer Homes Reports Q4 and Full Year Fiscal 2008 Results - Marketwatch
-- Reported net loss from continuing operations of $(475.2) million, or $(12.32) per share, including non-cash pre-tax charges related to inventory impairments and abandonment of land option contracts of $58.8 million, impairments in joint ventures ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. That has been the mantra of CEOs up and down Wall Street throughout this year’s financial crisis. Lehman Brothers Holdings’ Dick Fuld used ...

The Paulson Plan: ‘Truly Idiotic’ - Wall Street Journal
Charles Calomiris is angry. Hank Paulson’s plan to save the economy? “Truly idiotic,” says Calomiris, who is the Henry Kaufman Professor of Financial Institutions at Columbia University’s business school. “This whole thing has been complete ...

The Economic Crunch: Financial troubles have students rethinking ... - Memphis Commercial Appeal
A year ago, they weren't worried. Six months ago, they weren't overly concerned. Now, Wall Street's nightmare has shown up -- sickle in one hand, balance sheet in the other hand -- to interrupt their grand college dreams. "We always said if Neal ...

With markets in turmoil, how to buy gold bars - Globe and Mail
As the global financial crisis deepens, Report on Business writers examine and explain the turmoil in credit and stock markets. Here, we answer your questions daily, with the most recent at the top. With the market in turmoil, I may buy some gold ...

Tom Acitelli - New York Observer
Yowza! In an email time-stamped 6:38 a.m., The Real Estate Group New York declared that Manhattan was now, for all intents and purposes, a tenant's market going forward. "Landlords are feeling a lot of pressure this month," Daniel Baum, the firm's ...

Felony DUI hits (another) roadblock -- a big one... - Spokane Spokesman-Review
Despite a much-touted House compromise Monday on a bill to allow felony charges against frequent drunk- or drugged drivers, it looks like bill is about to evaporate in the state Senate. For all the wrangling and deal-making in the House, Senate ...