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Today's Mortgage Terms starting with L

Lender:

The bank, mortgage company or mortgage broker providing the loan.

Loan Application:

A statement of personal and financial information needed to apply for a loan.

Loan Application Fee:

A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction.

Loan Origination Fee:

Fee charged by a lender for the administrative costs of processing a loan.

Loan to Value Ratio (LTV):

The balance of the mortgage outstanding as a percentage of the home's price.

Lock or Lock In:

A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing.

View all Terms

Jefferson mortgage rates news:

Washington Co. real estate market rose last month - Herald-Mail
WASHINGTON COUNTY — Don’t break out the champagne yet, but for those with a house to sell, there is good news: Washington County’s real estate market increased last month for the first time in nearly three years. The number of people buying ...

Losing it all: Subprime loan mess slamming doors on homebuyers in ... - Lynchburg News and Advance
You wouldn’t expect a $1 million home on Easy Street on Smith Mountain Lake to end up in the same situation as a $20,000 house from inner-city Lynchburg. One was built as a lakeside mini-mansion in 2006. It has 5,200 square feet, granite ...

EDITORIAL: Credit agencies penalize cities - New Haven Register
No comments posted. Dual standard means Connecticut towns pay millions to raise their bond ratings. The major credit rating agencies — Moody’s, Fitch and Standard & Poor’s — have cost cities and towns by underrating the quality of their debt ...

Illinois Third Quarter Home Sales Down 21.2 Percent - Biloxi Sun Herald
Statewide Median Price at $190,000 SPRINGFIELD, Ill., Nov. 17 /PRNewswire-USNewswire/ -- Job losses and economic uncertainty continue to impact the housing market while home price affordability and supply present opportunities for first-time buyers ...

Area banks pledging cooperation on loans - Herald-Star
STEUBENVILLE - Three area bank representatives pledged Monday to work with city and private agency officials to make home loans more available to low- and moderate-income residents. Officials from Parkvale, WesBanco and Huntington banks met with the ...

Syncora Holdings Ltd. Announces Third Quarter 2008 Results - Earthtimes
Author : Syncora Holdings Ltd. HAMILTON, Bermuda , Nov. 17 /PRNewswire-FirstCall/ -- Syncora Holdings Ltd. ("Syncora" or the "Company") (NYSE: SCA) today announced results for the three- and nine-month periods ended September 30, 2008 . The net loss ...

RAM Holdings Ltd. Q3 2008 Earnings Call Transcript - Seekingalpha.com
Welcome to the RAM Holdings Limited third quarter 2008 results conference call. This call is being recorded. With us today from the company is the President and Chief Executive Officer Vernon Endo, Chief Financial Officer Mr. Ted Gilpin, Chief Risk ...

Housing slump deepens as prices drop most in 26 years - Globe and Mail
Silver Standard (America is a welfare queen superpower) from Canada writes: Well guys in a few years I will finally be able to afford a house. I remember earlier this year I was insulted on this forum for saying such a thing. Prices are going to fall ...

Beyond the Bailout: Agenda for a New Economy - Common Dreams
The financial crisis has put to rest the myths that our economic institutions are sound and markets work best when deregulated. Our economic institutions have failed, not only financially, but also socially and environmentally. This, combined with ...

Register for FREE - Wall Street Journal
Please register to gain free access to WSJ tools. An account already exists for the email address entered. Barclays, which recently acquired most of the North American operations of Lehman Brothers Holdings, today announced the new leaders of its ...