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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Lincoln mortgage quotes news:

Insurers await Fed OK for cash amid capital drain - Forbes
NEW YORK, Nov 17 (Reuters) - Life insurers, needing to rebuild capital drained away by investment losses, are joining the long line of U.S. companies seeking to borrow under the government's $700 billion financial rescue program. Insurers now face a ...

November 2008 - Reuters Blogs
Investors have snapped record amounts of secondary shares issues by financial companies needing to finance their latest takeover, or merely re-capitalize after huge mortgage-related losses, despite stocks bouncing around like yo-yos. Last week’s ...

UPDATE 1-Insurers await Fed OK for cash amid capital drain - Forbes
NEW YORK, Nov 17 (Reuters) - Life insurers, needing to rebuild capital after being drained by investment losses, are joining the long line of U.S. companies seeking to borrow under the government's $700 billion financial rescue program. Insurers now ...

Bailout goes from necessary to nightmarish - Atlanta Journal Constitution
That $700 billion financial sector bailout that I supported — and do still, but with an exit strategy — is a nightmare in the making. Look what’s happened since the first of the month: Atlanta Mayor Shirley Franklin, smelling a bailout handout ...

Friday roundup: transition edition - Los Angeles Times Blogs
Political reporters all over the nation are experiencing election postpartum depression. If you're reading this blog, you might suffer from it, too. It works like this: After months of mounting intrigue and 24/7 media coverage, voters go to the polls ...

2008 (2665) - Dakota Voice
► January 16 - January 23 (1) You don't see this kind of courage in a lot of adults, much less a 6-year old. From the Atlanta Journal-Constitution and ABC News comes word of a young boy who rescued his 5-year old friend from drowning. Josiah, who ...

March 23 - March 30 - Dakota Voice
► January 16 - January 23 (1) Tomorrow is the last lesson of the Truth Project at South Canyon Baptist Church in Rapid City. You can find other Truth Project gatherings going on in the Rapid City area, and in towns across South Dakota. Check with ...

Stock & fund quotes - ninemsn
HONG KONG, Nov 13 (Reuters) - Asian shares fell on Thursday to their lowest this month on uncertainty about the U.S. Treasury's banking rescue plan and signs the global financial crisis biting deeper in Asia. Japan's Mizuho Financial Group 8411.T ...

Like Abe and FDR, Obama faces crises - Northwest Herald
WASHINGTON (AP) - All presidents are tested. Few walk into the Oval Office when the nation is in the throes of multiple crises. Like Franklin Delano Roosevelt, President-elect Obama is facing a banking emergency. Like Abraham Lincoln, Obama is trying ...

What can John McCain do? - Atlanta Journal Constitution
Barack Obama enters the final week of the presidential campaign with supporters and the media propelling the inevitability of his coronation a week from Tuesday. What can John McCain do? He has six work days and a weekend to convince the nation that ...