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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

Delaware refinance mortgage news:

Office, hotel sectors feel the heat - Delaware Online
WASHINGTON -- The full scope of the housing meltdown isn't clear and already there are ominous signs of a new crisis -- one that could turn out the lights on malls, hotels and storefronts nationwide. The same events poisoning the housing market are ...

PhillyDeals: PhillyDeals: Highway tolls a possible topic at Obama ... - Philiy.com
President-elect Barack Obama and the National Governors Association are meeting here today in Old City. So what can Obama offer cash-hungry Gov. Rendell and his cronies before they go home to face tight budgets and angry, scared citizens? "As part of ...

House Race Update: Ohio Sup. Ct. to Rule on Franklin County Votes - ABC News Blogs
ABC News' Teddy Davis and Arnab Datta Report: A federal appeals court ruled Tuesday that the Ohio Supreme Court -- and not a federal district court -- is the proper forum to decide how approximately 1,000 challenged provisional votes should be ...

6 governors ask feds to help automakers - USA Today
WASHINGTON — Six governors, including Michigan Gov. Jennifer Granholm, asked the U.S. Treasury on Thursday to speed aid to the auto industry, saying it faced "unimaginable challenges." The letter from Granholm and the governors of Delaware ...

FHA loans come to rescue of home buyers - Delaware Online
The Magnolia resident was drowning in bills and wanted to refinance, but with home prices declining, her consolidated debt totaled almost as much as her home was worth. But the quick refinancings and easy credit of years past were drying up ...

That sinking feeling - Delaware Online
Because of various problems that arose during construction, the Thomases have been unable to make the full monthly mortgage payment of $4,203 "since Day One," Melissa Thomas said. Initially, they figured the rising housing market would solve their ...

Is the era of easy credit over for the long haul? - AZCentral.com
An inflatable gorilla beckoned from the roof of Don Brown Chevrolet in St. Louis, servers doled out free bowls of pasta and a salesman urged potential customers to "come on up under the canopy and put your hands on" a new set of wheels. But sitting ...

Clinton (Easton, Pennsylvania) - Morning Call
Work began September 4 on the rehabilitation of the PA 61 Bridge over the Schuylkill River in West Brunswick Township, Schuylkill County. The bridge project entails deck patching, a latex overlay of the deck, expansion joint replacements, new ...

Downturn Drags More Consumers Into Bankruptcy - Gainesville Sun
The economy’s deep troubles are pushing a growing number of already struggling consumers into bankruptcy, often with far more debt than those who filed in previous downturns. Click to enlarge Tony and Carrie Forsyth filed for bankruptcy to keep ...

End of easy credit may signal start of new era of frugality - Buffalo News
An inflatable gorilla beckoned from the roof of Don Brown Chevrolet in St. Louis, servers doled out free bowls of pasta, and a salesman urged potential customers to “come on up under the canopy and put your hands on” a new set of wheels. But ...