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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

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"Dancing with the Stars: Brooke Burke - Los Angeles Times Blogs
As you recall, fans, Misty May-Treanor withdrew from competition last week after she ruptured her Achilles' tendon. This meant that no one was eliminated, though we did find out that Rocco DiSpirito would have been sent home if Misty had not pulled ...

What John Lewis' attack on John McCain was really about, and Obama's ... - Los Angeles Times Blogs
With the number of preelection days dwindling and tempers rising, we had more of the predictable homestretch toing-and-froing over campaign attacks Saturday. Someone on Side A says something that Side B can seize upon and criticize to create a fight ...

the chat room - Slate
It's Christopher Beam, taking readers' questions about the most effective kinds of political volunteering. posted Oct. 9, 2008 Up for Debate Emily Bazelon and Dahlia Lithwick take readers' questions about tonight's vice-presidential face-off. posted ...

Mayor Newsom To Begin Alcohol Abuse Treatment - San Francisco Gate
Update: Online reaction to the recent news from Room 200 continues: Le Blog de San Francisco: The Chron: Alone In Spreading Republican Lies , What the Chron won't tell you , and WTF? SFist.com: You Knew it had to Happen and Today on As The Gav Turns ...

Stephanopoulos: What's Next? Congress Mulls Four Options - ABC News Blogs
ABC News' George Stephanopoulos reports: There are meetings going on right now on Capitol Hill to try to figure out what to do about the $700 billion Wall Street bailout bill that failed to pass the House today. Congressional sources tell ABC News ...

On Fannie Mae and Freddie Mac, Bob Barr doesn't hold back - Los Angeles Times Blogs
Perhaps an issue has fallen into the lap of Bob Barr that will give his little-noticed presidential campaign some traction -- especially among libertarian-minded Ron Paul backers who have not exactly flocked to Barr's banner. The issue would be the ...

Media Bias Debate - News Busters
There has been an unreality in the reports on the falling stock markets for at least the past 10 days. Each day's plunge seems to have been exclusively due to the "global economic crisis" and/or the supposed "freeze on credit." Oddly enough, the ...

Liberal Media Bias 'Evidence' McCain is Losing - News Busters
Taking liberal media audacity to higher levels, John Heilemann would have you believe that the loss of support from liberal journalists is itself evidence the wheels are falling off the McCain campaign. Heilemann recently wrote about a "shift" in ...

Mitch talks a little Sun Yue - Los Angeles Times Blogs
On the Lakers' website, Mitch Kupchak discusses the Chinese point guard , a 2007 second-round draft pick looking to make the team this season and begin his Lakers career. Much of the interview centers on the contractual/legal complications involved ...

Election Issues - Northwest Herald
Voters should oppose the Bushite expanded Presidential powers; a trillion dollars in Sen. John McCain-endorsed perpetual war/occupation in Iraq; yet tax cuts to the wealthiest and large corporations. Sen. Barack Obama would eliminate tax cuts to the ...