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Mortgage Rate Trends and Market Update

29-Aug-08

Last

Change

-0.02%

-0.02%

0.04%

0.04%

-0.07%

30 Year Fixed - National AVG This marker indicates the current chart.

-0.07%

0.28%

-1.11%

-0.31%

0.04%

This marker indicates the current chart. Use links on left to view charts. Click to enlarge.

Week Month Year 3 Yrs

sources: informars.com, erate.com, Freddie Mac

NAMB, Equal Housing Opportunity, BBB Reliability Online, SSL Secure Server

Buffalo	Cambridge	Derwent	Kimbolton	Lore City	Pleasant City	Salesville

Byesville	Cumberland	Fairview	Kipling	Old Washington	Quaker City	Senecaville

Today's Mortgage Terms starting with I Index: An index is usually a widely published market rate such as LIBOR, T-Bill or 11th District Cost of Funds (COFI). Lenders use these indices to set the interest rates charged on mortgage loans. For ARM, a predetermined margin is added to the index to calculate the interest rate adjustment. Initial Rate: The rate charged for the first interval of an ARM loan. Interest: Compensation in the form of money paid for the use of money. Interest Rate Cap: Caps limit the range that the interest rate on an adjustable rate mortgage can change in an adjustment interval during the term of the loan. View all Terms

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