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Today's Mortgage Terms starting with P Payment Cap: A limit on the size of the monthly payment of an adjustable-rate mortgage or other variable rate loan. Point: A point is equivalent to 1 percent of a mortgage loan. Lenders might charge "origination points" to cover expenses of processing a loan. Some borrowers might pay "discount points" to reduce the loan's interest rate. Pre-Approval: The process of calculating how much money a potential homebuyer could borrow. Prepayment Penalty: A lender's charge to the borrower for paying down the loan before the end of its term. Pre-Qualification: A non-binding process of calculating how much money a potential homebuyer can borrow before applying for a loan. Information submitted during pre-qualification is subject to verification at application. Principal: It is the amount of money borrowed or owed, excluding interest. View all Terms

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Sound off on Vazquez deal - Atlanta Journal Constitution
The entry titled "Hampton is gone, while Peavy is ...," and any of the comments about it. Come back … no, good riddance … Please stay, we need you … no, please just go. Does that pretty much summarize the polarizing presence that was Mike ...

November 2008 - Weekly Standard
The terror assault on Mumbai is in its second day as Indian security forces struggle to regain control of the capital and clear the remaining terrorists from two hotels and a residential complex. Hundreds of Indian Naval and National Security Guards ...

Bristol-Myers, Deutsche Bank, Chevron in Court News (Update1) - Bloomberg
Nov. 26 (Bloomberg) -- Bristol-Myers Squibb Co. , Solvay SA and five other makers of drugs for treating menopause symptoms are considering settling claims that their products caused cancer in some women, a lawyer said. Bristol-Myers and Solvay , both ...

Could this be partly why economies have functioned far worse ... - Globe and Mail
John Doe from Canada writes: Adrian Parsons from White Rock, Canada writes: In the West we get no benefit from the auto industry, since there are no plants here, so providing our tax dollars to bail out GM, Chrysler & Ford makes no sense. GM has dug ...

O'Brien's blog - Atlanta Journal Constitution
The entry titled "Which Braves prospects are untouchable?," and any of the comments about it. Philadelphia — I’m in chilly Philly and Braves officials are not. But neither are officials from most other teams, save for the participating Phillies ...

Steve Young's wife lines up against Mormon church on Prop. 8 - San Francisco Gate
The signs on the front lawn of former 49er quarterback Steve Young's Peninsula home say "No on Prop. 8," which normally wouldn't be much of a story in the Bay Area, a gay-friendly region which is the center of opposition to the effort to ban same-sex ...

Braves fans, it just feels late - Atlanta Journal Constitution
It’s Thanksgiving and we’re all thankful for something, most of us for a whole lot. So have a good one, everybody, and try to be thankful for what you have despite these rough times. We’re glad you come here to the Braves/Man In Black blog ...

How To Deal With Pirates (American, not Somalian) - OpEdNews.com
The Wall Street Journal offered an article yesterday on How to Fight pirates . It reported how, in the late 18th century and early 19th Century, Moroccan pirates-- Barbary pirates-- were attacking American ships and kidnapping their crews, holding ...

Paradox of bank bailout - bbc
In saying that there's a case for nationalising the entire British banking system , John McFall - the chairman of Commons Treasury select committee - has shone a light on the paradox of the recent global rescue of the world's biggest banks ( listen ...

DIAMOND AND LIL SCRAPPY ARE ENGAGED - allhiphop.com
Do you know who D-Roc is? He's the big homey of The Notorious B.I.G. and a film maker-type. He’s got a new movie on Biggie that’s out in the stores. D-Roc was infamous for being convicted in a federal indictment over a 2001 shootout at Hot 97. He ...