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Today's Mortgage Terms starting with D Default: Failure to fulfill legal obligations of a contract, including failure to make payments on a loan. Discounted Loan: When the note rate on a loan is lower than the market rate, it is a discounted loan. Discount Point: A point paid to the lender to permanently lower or acquire down an interest rate. Money must be paid up front to lower the rate. Down Payment: The amount of cash you must pay down initially for the purchase of your home. For conventional loans, you should aim for a down payment that's at least 20% of your home's value. The reason is lenders generally do not require private mortgage insurance with a down payment of at least 20% of your home's purchase price. View all Terms

Williams mortgage loans news:

Bond Risk Falls as Fed Extends Emergency Loans to Ease Credit - Bloomberg
Dec. 3 (Bloomberg) -- The cost of protecting Asian bonds from default declined after the U.S. Federal Reserve extended the term of three emergency-loan programs in a bid to ease the global credit crisis. The Markit iTraxx Asia credit-default swap ...

Mortgage rates pull in borrowers - Raleigh News & Observer
Fed's pledge to buy up debt is 'wonderful gift' for Triangle lenders Many Triangle mortgage lenders were busier in the past two days than they've been in months. The flurry of activity was brought on by the 30-year fixed mortgage rate dropping to 5 ...

Severance, new UC job for aide in pay scandal - San Francisco Gate
Thursday, November 27, 2008 The University of California's governing Board of Regents, struggling last week to avert drastic state budget cuts and forestall tuition increases, approved a $100,202 severance package for Linda Williams, a close aide to ...

Falling house prices helping some Whatcom County residents buy homes - Bellingham Herald
As a global economic storm dominates financial headlines, some Whatcom County residents are still finding affordable ways to borrow money and buy homes as prices moderate. "People who were priced out of the market six months to a year ago are now ...

Fed Commercial Paper Holdings Rise to $295.1 Billion (Correct) - Bloomberg
Nov. 28 (Bloomberg) -- The Federal Reserve expanded its purchases of commercial paper to $295.1 billion and its loans to securities firms increased as the central bank uses its balance sheet to combat the worst financial crisis in seven decades. Cash ...

Swan seeks rate cuts for credit cards - ninemsn
Treasurer Wayne Swan has rejected comments by the boss of one of the country's leading retail banks that credit cards are a "sideshow" when it comes to interest rate reductions. National Australia Bank chief executive Ahmed Fahour has said there is a ...

Chris Griffith: Are banks still lending money to buy homes? - Naples Daily News
Throughout Southwest Florida home sellers have been waiting it out. They’re waiting for buyers, waiting for prices to go up and they’re waiting for something to happen that is going to make their home sell. One of the most frequently asked ...

Bush administration ignored clear warnings - MSNBC
Dec. 1: Markets closed significantly lower after news came that the country has been in a recession since 2007, and the outlook remained bleak. NBC's Brian Williams and CNBC's Steve Liesman report. WASHINGTON - The Bush administration backed off ...

Gordon Brown unveils two-year break for homeowners - Times Online
Homeowners who are struggling to make their monthly mortgage repayments will be given the option of a two-year interest repayment holiday under plans announced by Gordon Brown this afternoon. The prososals, which will come into force in the new year ...

US credit-rating industry gets new rules - ninemsn
Federal regulators have adopted new rules designed to stem conflicts of interest and provide more transparency for Wall Street's credit-rating industry, widely faulted for its role in the subprime mortgage debacle and ensuing credit crisis. The ...