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Today's Mortgage Terms starting with M Margin: The percentage difference between the index for a specific loan and the interest rate charged. This is a number already set by the lender. Market Value: The price at which a given property or product is transacted between a willing, unhurried buyer and a seller who know all the pertinent facts about the property. Mortgage Banker: A financial institution who directly funds home loans, sells them to investors, arranges monthly payments and handles escrow. Some mortgage bankers sell their loans on the secondary market. Mortgage Broker: A broker arranges financing for borrowers with a variety of lenders. A mortgage broker does not make the loan, but receives payments for its services. Mortgage Insurance: It is insurance to protect the lender in case you default on your loan. With conventional loans, mortgage insurance is generally not required if you make a down payment of at least 20% of the home's appraised value. It is also known as PMI (Private Mortgage Insurance). Mortgage Loan: A loan for which a specific real estate property serves as collateral to provide for repayment in case of default. Mortgage Refinance: A refinanced mortgage is one in which a borrower pays down an old loan with a new loan. People who refinance a mortgage tend do so to get a lower interest rate, lowering their payments or to take cash out of their home equity. Mortgagee: The lender in a mortgage loan relationship. Property is used as collateral to make payment. Mortgagor: The borrower in a mortgage loan relationship. Property is used as collateral to make payment. View all Terms

Richland mortgage loans news:

Get a grip on savings: 101 ways to boost penny-pinching ways - Tri-City Herald
Food is expensive, job security is getting iffy and winter's big heating bills are coming. Since loans are tough to get and our retirement funds are shrinking fast as the stock market crashes, we thought we'd share some old-fashioned penny-pinching ...

State Supremes: unsubstantiated allegations of teacher sexual ... - Spokane Spokesman-Review
In a case where the 11 petitioners are all known as John Doe, the state Supreme Court ruled 6-3 this morning that unsubstantiated allegations of teacher sexual misconduct can be withheld from public disclosure. School districts can investigate any ...

Tri-City mortgage market grows with FHA-backed loans - Tri-City Herald
Mike Martin recently refinanced out of an adjustable rate mortgage and into an Federal Housing Administration loan for his Richland home. Though the real estate market has slowed in the Tri-Cities, the number of FHA-backed loans has grown. Getting ...

Kennewick renter charged with arson - Tri-City Herald
A Kennewick renter who withdrew his homeowner's insurance claim after learning investigators suspected him of setting a recent blaze was charged Wednesday with arson. Joseph G. Martin, 42, is scheduled to appear next Wednesday in Benton County ...

Columbia Bancorp Reports Third Quarter 2008 Financial Results - CNBC
THE DALLES, Ore., Oct 31, 2008 /PRNewswire-FirstCall via COMTEX/ -- Columbia Bancorp (Nasdaq: CBBO), the bank holding company for Columbia River Bank, today announced its third quarter 2008 financial results. In response to the unprecedented economic ...

THE BAHAMAS IS MAD AT LIL WAYNE - allhiphop.com
Lil Wayne was supposed to be rocking a landmark concert in the Bahamas. BUT, the show didn’t happen. Wayne was to kick it in Nassau on Friday, September 26, but something went very wrong. LIl Wayne was there, but a beef between the sound company ...