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Today's Mortgage Terms starting with L Lender: The bank, mortgage company or mortgage broker providing the loan. Loan Application: A statement of personal and financial information needed to apply for a loan. Loan Application Fee: A fee applied by a lender to cover the initial costs of putting through a loan application. The fee could include the cost of getting a property appraisal, a credit report and a lock-in fee and other closing costs incurred to complete the transaction. Loan Origination Fee: Fee charged by a lender for the administrative costs of processing a loan. Loan to Value Ratio (LTV): The balance of the mortgage outstanding as a percentage of the home's price. Lock or Lock In: A lender's guarantee of an interest rate for a specific period of time. The time period is usually between the loan application approval and loan closing. The borrower wants the lock to stay in effect until closing. View all Terms

Pierce mortgage loans news:

Fable doesn't compute in bail-out times - Hawk Eye
KANSAS CITY, Mo. -- Two-and-a-half millennia before anyone thought of bundling toxic derivatives, Aesop knew what bugged people. The foolhardy grasshopper in the ancient Greek fable "The Ant and the Grasshopper" enjoyed his summer singing while the ...

A few of '08's big turkeys - Philadelphia Daily News
1. A large, widely domesticated North American bird (genus Meleagris) having brownish plumage and a bare, wattled head and neck. 2. Slang. a. A stupid, foolish or inept person. b. A failure; flop. In honor of Thanksgiving, I offer the following ...

Body found in south side garage - Milwaukee Journal Sentinel
Nov. 27, 2008 12:38 p.m. | A Chicago man who was missing for almost two weeks was found dead in the garage of a south side Milwaukee home Wednesday, and police are continuing to investigate the suspicious circumstances of his death today. Milwaukee ...

How to request your own Homeland Security file... - Spokane Spokesman-Review
Via the First Amendment Project, here's an easy-to-use website that walks you through requesting a copy of whatever dossier the Department of Homeland Security might have compiled on you so far. From the website: The Department of Homeland Security ...

State Supremes: unsubstantiated allegations of teacher sexual ... - Spokane Spokesman-Review
In a case where the 11 petitioners are all known as John Doe, the state Supreme Court ruled 6-3 this morning that unsubstantiated allegations of teacher sexual misconduct can be withheld from public disclosure. School districts can investigate any ...

Help for Freddie, Fannie loans on the way - Seattle Post Intelligencer
Call it the mother of all mortgage modifications. Federal officials announced a plan Friday to rework threatened home loans owned or guaranteed by mortgage giants Fannie Mae and Freddie Mac. "Foreclosures hurt families, their neighbors, whole ...

House values decline again - Seattle Post Intelligencer
After showing some signs of stability over the summer, Seattle-area house prices fell faster in September, according to a new national report. Values in King, Pierce and Snohomish counties decreased 9.8 percent from September 2007 and 1.4 percent ...

More help for some troubled homeowners - Seattle Times
WASHINGTON — The government and the mortgage industry are launching the most sweeping effort yet to help troubled homeowners by speeding up the process for renegotiating hundreds of thousands of delinquent loans held by Fannie Mae and Freddie Mac ...

Fitch Affirms LB-UBS Commercial Mortgage Trust 2007-C1; Assigns ... - Earthtimes
NEW YORK - (Business Wire) Fitch Ratings has affirmed and assigned Outlooks to LB-UBS Commercial Mortgage Trust 2007-C1, commercial mortgage pass-through certificates, as follows: --$46.7 million class A-1 at 'AAA'; Outlook Stable; --$211 million ...

Students feeling economy's crunch - Seattle Times
There are many types of educational loans — some for parents, some for students. It helps to think about two main categories: Federally backed student loans: These loans have low interest rates. Some are subsidized — with students getting a break ...