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Today's Mortgage Terms starting with A Accrued Interest: Interest earned but has not been paid Additional Principal Payment: A payment made by the borrower of more than the scheduled principal amount due with the purpose of reducing the remaining balance on the loan. Adjustable Rate Mortgage: Loans with interest rates that are adjusted periodically based on changes of a pre-determined index. The index is based on market rates such as Treasury bills and prime rates. The ARM has an interest rate cap that limits the amount the interest rate can change. Adjustment Period: Applicable to an ARM, the time between changes in the interest rate. Amortization: Repayment of a debt with periodic payments, usually monthly, of principal and interest calculated to pay down the loan within a predetermined time. Amortization Schedule: A timetable for payment of a mortgage detailing the amount of each payment applied to interest and principal and the balance left outstanding. Annual Percentage Rate (APR): The cost of credit shown as a yearly rate. The annual percentage rate is usually not the same as the interest rate. The APR will be higher than the interest rate stated in the note due to the fact that it includes the interest rate, loan discount points, fees and mortgage insurance. Appraisal Fee: A fee charged by a licensed, certified appraiser for a written estimate of a property's current market value at a specific time. Assumable Mortgage: A mortgage that can be taken over by the buyer when a home is sold by the previous owner. View all Terms

Henderson mortgage rates news:

HK shares rise as properties, financials gain - Forbes
HONG KONG, Dec 5 (Reuters) - Hong Kong shares rose 2.5 percent on Friday, as Chinese property and financial stocks rallied on talk Beijing may further ease key interest rates and cut reserve requirements on bank deposits to spur the economy. The ...

Now is not the time to boost power rates - Las Vegas Sun
I think it is profane for NV Energy to seek a rate hike when so many are struggling to survive. I hope the rate hike is closely scrutinized to see whether there is another way the electric company’s needs can be met. If, as I suspect, the utility ...

Hong Kong shares close higher on fresh China economic stimulus hopes ... - Forbes
HONG KONG (XFN-ASIA) - Share prices closed higher led by China stocks on speculation that Beijing will adopt as early as this weekend more measures to boost the economy, including a further reduction in interest rates and the reserve ratio ...

Futures Off Lows After Mortgage Gain - CNBC
Stocks were set to give back some of their sharp gains from Tuesday's session but were off their morning lows after data showed a sharp increase in mortgage applications last week. Mortgage applications staged their largest one-week surge ever ...

Analysis: Avoiding blame in auto industry crisis - Las Vegas Sun
Not surprisingly, neither the outgoing Bush administration, President-elect Barack Obama nor the Democratic leaders of Congress wants to be blamed for the loss of a once-proud domestic auto industry and the disappearance of hundreds of thousands of ...

HK shares erase early gains as local developers weigh - CNBC
By Jun Ebias HONG KONG, Dec 4 (Reuters) - Hong Kong shares fell 0.6 percent on Thursday, wiping out a 2 pecent gain earlier in the day, as investors dumped local developers after lenders such as HSBC raised their Hong Kong mortgage rates. But Chinese ...

RBA cuts rates by 100 points; CBA and NAB match move - The Australian
THE Reserve Bank cut rates by a full percentage point today, extending the biggest round of reductions since the early 1990s. Biggest easing cycle: In bringing the interest rate to 4.25 per cent today, the RBA has cut rates by 300 basis points since ...

Tuesday 6 p.m.: Marshall Unveils Basketball Locker Room Plans - WSAZ
HUNTINGTON, W.Va. (WSAZ) -- Marshall University announced Tuesday it will begin construction in the next two weeks on new locker and team meeting rooms for both basketball teams. The locker rooms, measured at 3,100 square feet each, will be under the ...

WRAPUP 1-Australia economy injured as vehicle sales crash - FXStreet.com
SYDNEY, Dec 4 (Reuters) - Australia's vehicle sales drove off a cliff in November as skittish consumers shied away from big purchases, pointing to a miserable fourth quarter for consumption which could well tip the economy into outright recession ...

HK shares fall as investors dump developers - South China Morning Post
Hong Kong shares fell 0.6 per cent on Thursday, wiping out a 2 per cent gain earlier in the day, as investors dumped local developers after lenders such as HSBC (SEHK: 0005 , announcements , news ) raised their Hong Kong mortgage rates. But mainland ...